Southampton County property record for 34574 Smiths Ferry Rd, Franklin, VA 23851
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,268 sqft · built 1860 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $244,500 (Jan 2008) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 117 40 |
| Primary APN | 117 40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 1,166 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 208,217 sqft (4.78 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 456 sqft |
| Deck Area | 70 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 706300001 |
|---|---|
| Street Address | 34574 SMITHS FERRY RD |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-4518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-2 |
| Legal Description | STEVENS SUBDIVISION PLAT W SIDE RT. 258 |
| Legal Subdivision | STEVENS SUBDIVISION |
| Jurisdiction | SOUTHAMPTON VA |
| Township / Civil Division | NEWSOMS |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 200500 |
Source: Southampton County records, as of June 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 34574 SMITHS FERRY RD, FRANKLIN, VA 23851-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2008 · Amount on Record |
| Deed Sale | Jan 7, 2008 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHAMPTON VA |
| Property Address | 34574 SMITHS FERRY RD, FRANKLIN, VA 23851-4518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 34574 SMITHS FERRY RD, FRANKLIN, VA 23851-4518 |
| Document Number | 0250002707 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 250002707 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Southampton County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Southampton County |
| Unified School District | Southampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (+16.62%) | $192,800 (+46.17%) Land $53,900 Building $138,900 | $192,800 (+46.17%) Land $53,900 Building $138,900 |
| 2023 | $1,173.00 | $131,900 Land $31,300 Building $100,600 | $131,900 Land $31,300 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 30 (1999–2016) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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