3457 E Ripple Rd, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 3457 E Ripple Rd, Camp Verde, AZ 86322

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Nov 2022)
Tax Bill	$512 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`404-16-192`

Property Details

APN / Parcel Number

Primary APN	`404-16-192`
Alternative APNs	`4041619208` `404161928`

Interior

Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	56 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	404161928
Street Address	3457 E RIPPLE RD
City	CAMP VERDE
State	AZ
Zip	86322-6132
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	VERDE LAKES #3 LOT 906 713/759
Legal Range	05E
Legal Township	13
Legal Section	14
Legal Subdivision	VERDE LAKES
Legal Lot Number	906
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	1
Census Block	1047
Census Tract	1602

Owner

Source: Yavapai County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 31, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE & TR
Jan 31, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jan 31, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE & TR/PHOENIX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	202267124
Prior Transfer Date	May 9, 2003
Prior Transfer Doc	0040350524
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 18, 2022
Property Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132
Document Number	0000067124
Map Reference	MB 14 PG 83
Instrument Date	Oct 26, 2022
Instrument	2022-0067124
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	688 E DESERT PARK LN, 688, COTTONWOOD, AZ 86326-4982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13409 W WATSON LN, SURPRISE, AZ 85379-6481

Mortgage

Document Number	0000067125
Date	Nov 18, 2022
Instrument	2022-0067125

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132

Mortgage

Document Number	0000088598
Date	Dec 15, 2021
Instrument	2021-0088598

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 31, 2020
Property Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132
Document Number	0000005788
Instrument Date	Jan 29, 2020
Instrument	5788
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	STEWART TITLE, STEWART TITLE & TR

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3457 E RIPPLE RD CAMP VERDE AZ 863226132, CAMP VERDE, AZ 86322-6132

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 31, 2020
Property Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132
Document Number	0000005789
Instrument Date	Jan 29, 2020
Instrument	5789
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	STEWART TITLE, STEWART TITLE & TR/PHOENIX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E MINGUS AVE #1047 COTTONWOOD AZ 863263786, 1047, COTTONWOOD, AZ 86326-3786

Mortgage

Document Number	5790
Date	Jan 31, 2020
Instrument	5790

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Mortgage

Document Number	5791,
Date	Jan 31, 2020
Instrument	5791

Lender

Name	ARIZONA IND'L DEV AUTH
Address	SCOTTSDALE, AZ 85253

Agreement

Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 31, 2020
Property Address	3457 E RIPPLE RD, CAMP VERDE, AZ 86322-6132
Document Number	0000005787
Instrument Date	Jan 22, 2020
Instrument	5787
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	STEWART TITLE, STEWART TITLE & TR/PHOENIX

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3457 E RIPPLE RD CAMP VERDE AZ 863226132, CAMP VERDE, AZ 86322-6132

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Camp Verde Town
Unified School District	Camp Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$62,153 (-3.27%) Land $31,033 Building $31,120
2026			$64,255 (-5.4%) Land $32,707 Building $31,548
2025	$512.00 (+6%)	$6,792 Land $3,623 Building $3,169	$67,922 Land $36,230 Building $31,692
2024	$483.00 (+9.77%)
2022	$440.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verde Valley Internet Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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