3457 E 800 N, Ossian, IN 46777 Property Records

Wells County property record for 3457 E 800 N, Ossian, IN 46777

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 4,692 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-22-300-002.001-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-22-300-002.001-008`
Alternative APNs	`00009827337` `0040233102`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,692 sqft Living Area
1st Floor Area	4,692 sqft
Basement Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	804 sqft
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Solar
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00009827337
Street Address	3457 E 800 N
City	OSSIAN
State	IN
Zip	46777-9622
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	22-28-12 3.000A E/2 E/2 SW
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4024
Census Tract	40100

Owner

3457 E 800 N, a rural home, is owned and occupied by an individual.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3457 E 800 N, OSSIAN, IN 46777-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3457 E 800 N, OSSIAN, IN 46777-9622
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210839
Date	Feb 22, 2021
Instrument	20210839

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3457 E 800 N, OSSIAN, IN 46777-9622
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20183619
Date	Sep 24, 2018
Instrument	20183619

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3457 E 800 N, OSSIAN, IN 46777-9622
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181739
Date	May 17, 2018
Instrument	20181739

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3457 E 800 N was $3,630 with a homeowner's exemption, up 9.4% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (+9.4%) Homeowner's exemption	$527,900 Land $85,600 Building $442,300	$527,900 Land $85,600 Building $442,300
2024	$3,318.00
2023		$422,500 (+10.57%) Land $64,800 Building $357,700	$422,500 (+10.57%) Land $64,800 Building $357,700
2022	$2,594.00	$382,100 Land $44,400 Building $337,700	$382,100 Land $44,400 Building $337,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3457 E 800 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3457 E 800 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

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