St. Louis County property record for 3457 Cousins Island, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1,068 sqft |
| Lot Size | 19.3 acres (840,708 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,052 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 465-0040-04885 |
| Primary APN | 465-0040-04885 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Gross Area |
| 1st Floor Area | 972 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 840,708 sqft (19.3 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 91 sqft |
| Deck Area | 44 sqft |
| Cabin | 286 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1166853 |
|---|---|
| Street Address | 3457 COUSINS IS |
| City | ELY |
| State | MN |
| Zip | 55731-8456 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RES |
| Legal Description | PART OF LOT 6 LYING SLY OF A LINE COMMON S LINE OF LOT 6 AT MEANDER COR THENCEN 50 DEG 33' 42"E 1380.86 FT TO PT OFBEG THENCE |
| Legal Range | 13W |
| Legal Township | 63N |
| Legal Section | 30 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8326 ROXBOROUGH LOOP, GAINESVILLE, VA 20155-3208 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2015 |
| Transfer Doc | 00A1286929 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,052.00 (+15.92%) | ||
| 2025 | $6,946.00 (+5.76%) | $925,800 (+15.68%) Land $794,000 Building $131,800 | $925,800 (+15.68%) Land $794,000 Building $131,800 |
| 2024 | $6,568.00 | $800,300 (+23.41%) Land $690,600 Building $109,700 | $800,300 (+23.41%) Land $690,600 Building $109,700 |
| 2022 | $648,500 Land $552,800 Building $95,700 | $648,500 Land $552,800 Building $95,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures