Albany County and Guilderland Town property record for 3457 Carman Rd, Schenectady, NY 12303
| Details | 3 bd · 2 ba · 893 sqft · built 1959 |
|---|---|
| Lot Size | 1.38 acres (60,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Mar 2007) |
| Tax Bill | $5,463 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.18-3-33 |
| Primary APN | 013089 15.18-3-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 893 sqft Living Area |
| 1st Floor Area | 893 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,360 sqft (1.38 acres) |
| Lot Dimensions | 429 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,080 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 45 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501800030330000000 |
|---|---|
| Street Address | 3457 CARMAN RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5321 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R15 |
| Legal Block | 3 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 14616 |
3457 Carman Rd is owned and occupied by an individual who bought it in March 2007.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3457 CARMAN RD, SCHENECTADY, NY 12303-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2007 · Amount on File |
| Deed Sale | Mar 7, 2007 · Amount on File |
| Prior Sale | Mar 7, 2007 · Amount on File |
| Deed Document Number | 20079907640 |
| Deed Book / Page | 2877 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3457 CARMAN RD, SCHENECTADY, NY 12303-5321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009973 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | R2020-19973 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 3457 Carman Rd was $5,463, down 1.4% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,463.00 (-1.41%) | ||
| 2025 | $5,541.00 | $182,000 Land $36,000 Building $146,000 | $242,667 Land $48,000 Building $194,667 |
| 2023 | $182,000 (-) Land $36,000 Building $146,000 | $214,118 (+7.06%) Land $42,353 Building $171,765 | |
| 2022 | $182,000 Land $36,000 Building $146,000 | $200,000 Land $39,560 Building $160,440 | |
| 2021 | $4,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3457 Carman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3457 Carman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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