Madison County property record for 3457 Berea Rd, Richmond, KY 40475
| Property Type | Commercial |
|---|---|
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Mar 2023) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0071-0000-0022 |
| Primary APN | 0071-0000-0022 |
|---|---|
| Alternative APNs |
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| Lot Area | 50,965 sqft (1.17 acres) |
|---|
| Account Number | 38923 |
|---|---|
| Street Address | 3457 BEREA RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9680 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DORISLAND LOT 76-81 |
| Legal Subdivision | DORISLAND |
| Legal Lot Number | 76-81 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Battle of Richmond Historic Areas listed 1996 · 4 contributing resources · NRIS 94000844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3457 Berea Rd, a commercial property, is owned and occupied by an individual who bought it in March 2023.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 110 ADAMS ST, BEREA, KY 40403-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed, Transfer · Stand-Alone First Mortgage S JAMES MISCHNER |
| Dec 20, 2017 | Deed, Transfer · Line of Credit COMMUNITY TRUST & BANKING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on File |
| Deed Sale | Mar 29, 2023 · Amount on File |
| Prior Sale | Dec 20, 2017 · Amount on File |
| Deed Document Number | 2014138210 |
| Deed Book / Page | D836 / 308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 29, 2023 |
| Property Address | 3457 BEREA RD, RICHMOND, KY 40475-9680 |
| Document Number | 00D836/308 |
| Book / Page | D836 / 308 |
| Map Reference | MB 1 PG 164 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2014138210 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 534 GILBERT DR, RICHMOND, KY 40475-3077 |
| Name | Verified Name |
|---|---|
| Address | 1018 S DOGWOOD DR, BEREA, KY 40403-9409 |
| Investor | Possibly a Property Investor |
| Document Number | 2014138211 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2014138211 |
| Name | S JAMES MISCHNER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 27, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 20, 2017 |
| Property Address | 3457 BEREA RD, RICHMOND, KY 40475-9680 |
| Document Number | D00754/064 |
| Book / Page | D00754 / 064 |
| Map Reference | MB1 PG164 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2013969375 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 BRYSON WAY, RICHMOND, KY 40475-7999 |
| Name | Verified Name |
|---|---|
| Address | 534 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 2013969376 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 2013969376 |
| Name | COMMUNITY TRUST & BANKING CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 17, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3457 Berea Rd was $1,555 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,555.00 Additional exemption filed | $165,000 | $165,000 |
| 2023 | $582.00 | $60,000 | $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3457 Berea Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3457 Berea Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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