3456 Georgetown Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3456 Georgetown Dr, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,342 sqft · built 1981
Lot Size	0.146 acres (6,373 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Oct 2022)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-05-101-038`

Property Details

APN / Parcel Number

Primary APN	`8813-05-101-038`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	671 sqft
Finished Basement	40 sqft
Unfinished Basement	671 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,373 sqft (0.146 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3456 GEORGETOWN DR
City	WATERLOO
State	IA
Zip	50701-4510
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGSWOOD CONDOMINIUM UNIT 3 BLDG D
Legal Range	13W
Legal Township	88N
Legal Section	05
Legal Subdivision	KINGSWOOD CONDOMINIUM
Legal Block	D
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2010
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3456 GEORGETOWN DR, WATERLOO, IA 50701-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · ARM DUPACO COMMUNITY CU
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	20228033
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	201700007411
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3456 GEORGETOWN DR, WATERLOO, IA 50701-4510
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022723
Date	Jun 26, 2017
Instrument	2017-00022723

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3456 GEORGETOWN DR, WATERLOO, IA 50701-4510
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000333
Date	Jul 6, 2020
Instrument	202100000333

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 13, 2021
Property Address	3456 GEORGETOWN DR, WATERLOO, IA 50701-4510
Document Number	202200008033
Map Reference	296 MR 614
Instrument Date	Oct 4, 2021
Instrument	202200008033
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 GEORGETOWN DR # 3, 3, WATERLOO, IA 50701-4510

Mortgage

Document Number	202200008034
Date	Oct 13, 2021
Instrument	202200008034

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+1.15%) Homeowner's exemption	$155,370 (+7.26%) Land $12,750 Building $142,620	$155,370 (+7.26%) Land $12,750 Building $142,620
2024	$2,440.00 (+63.98%)
2023		$144,860 (+81.08%) Land $12,750 Building $132,110	$144,860 (+81.08%) Land $12,750 Building $132,110
2022	$1,488.00 Homeowner's exemption	$80,000 Land $15,930 Building $64,070
2021			$80,000 Land $15,930 Building $64,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

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