3456 Birch Ln, Naperville, IL 60564 Property Records

Will County property record for 3456 Birch Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 2016
Lot Size	0.159 acres (6,929 sqft)
Owner	Individual Name on File
Last Sale	$377,652 (Oct 2016)
Tax Bill	$12,798 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-08-203-015`

Property Details

APN / Parcel Number

Primary APN	`07-01-08-203-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Total Area
1st Floor Area	1,186 sqft
2nd Floor Area	1,388 sqft
Basement Area	1,186 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	6,929 sqft (0.159 acres)

Location & Zoning

Street Address	3456 BIRCH LN
City	NAPERVILLE
State	IL
Zip	60564-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 194 IN ASHWOOD POINTE PHASE 2B, BEING A SUB OF PRT OF THE NE1/4 OF SEC. 8, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	08
Legal Subdivision	ASHWOOD POINTE #2B
Legal Phase	2B
Legal Lot Number	194
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1036
Census Tract	880323

Owner

3456 Birch Ln is owned and occupied by an individual who bought it in October 2016.

Source: Will County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3456 BIRCH LN, NAPERVILLE, IL 60564-1185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Deed Document Number	201688003
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3456 BIRCH LN, NAPERVILLE, IL 60564-1185
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 BIRCH LN, NAPERVILLE, IL 60564-1185

Mortgage

Document Number	0000069047
Date	Dec 8, 2025
Instrument	R2025069047

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3456 BIRCH LN, NAPERVILLE, IL 60564-1185
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110121
Date	Oct 7, 2021
Instrument	R2021110121

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3456 BIRCH LN, NAPERVILLE, IL 60564-1185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102370
Date	Nov 16, 2020
Instrument	R2020102370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3456 Birch Ln was $12,798.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,798.00	$213,273 (+9.95%) Land $57,947 Building $155,326	$639,819 (+9.95%) Land $173,841 Building $465,978
2024		$193,973 Land $52,703 Building $141,270	$581,919 Land $158,109 Building $423,810
2022	$10,487.00 Homeowner's exemption	$150,755 Land $44,042 Building $106,713	$452,265 Land $132,126 Building $320,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3456 Birch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3456 Birch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T.

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