34551 Pratt Rd, Memphis, MI 48041 Property Records

Macomb County property record for 34551 Pratt Rd, Memphis, MI 48041

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1970
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Tax Bill	$2,281 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-02-151-006`

Property Details

APN / Parcel Number

Primary APN	`04-03-02-151-006`
Alternative APN	`0302151006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	130 ft deep x 83 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	34551 PRATT RD
City	MEMPHIS
State	MI
Zip	48041-4669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUPERVISORS PLAT NO 2 PART OF LOT 15 DESC AS FOLL; BEG AT SE COR; TH N8844'10"W 82.5 FT ALG S LOT LINE; TH N054'E 130.0 FT; TH S8844'10"E 82.5 FT; TH S054'W 130.0 FT ALG E LOT LINE TO PT OF BEG.
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	15
Jurisdiction	MACOMB MI
Township / Civil Division	MEMPHIS
Census Block Group	1
Census Block	1011
Census Tract	210000

Owner

34551 Pratt Rd is owned and occupied by an individual who acquired it in October 2014.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	34551 PRATT RD, MEMPHIS, MI 48041-4669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK
Oct 2, 2017	Trustee's Deed, Construction Loan · Line of Credit EXCHANGE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 13, 2014
Transfer Doc	0000135466
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	34551 PRATT RD, MEMPHIS, MI 48041-4669
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34551 PRATT RD, MEMPHIS, MI 48041-4669

Mortgage

Document Number	2102172375
Date	May 4, 2021
Book Page	27665/119
Instrument	202102172375

Lender

Name	EXCHANGE STATE BANK
Type	Bank
Address	MEMPHIS, MI 48041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	34551 PRATT RD, MEMPHIS, MI 48041-4669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092448
Date	Aug 20, 2018
Book Page	25528/848
Instrument	8092448

Lender

Name	EXCHANGE STATE BANK
Type	Bank
Address	CARSONVILLE, MI 48419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 2, 2017
Property Address	34551 PRATT RD, MEMPHIS, MI 48041-4669
Book / Page	024972 / 000678
Instrument Date	Sep 8, 2017
Instrument	117571
Transaction Type	Construction Loan
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34551 PRATT RD MEMPHIS MI 480414669, MEMPHIS, MI 48041-4669

Mortgage

Document Number	0000117571
Date	Oct 2, 2017
Book Page	024972/000678
Instrument	117571

Lender

Name	EXCHANGE ST BK
Type	Bank
Address	CARSONVILLE, MI 48419

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 34551 Pratt Rd was $2,281 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Memphis City
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,500 (+1.57%)	$155,000 (+1.57%)
2025	$2,281.00 Homeowner's exemption	$76,300	$152,600
2023		$75,700	$151,400
2022	$2,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34551 Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34551 Pratt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEMPHIS serves 1,084 people · EPA ID MI0004230
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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