San Luis Obispo County property record for 3455 Studio Dr, Cayucos, CA 93430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,107 sqft · built 1952 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $410,000 (Jan 2002) |
| Tax Bill | $6,399 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-443-003 |
| Primary APN | 064-443-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Wood |
| Lot Area | 2,800 sqft (0.064 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3455 STUDIO DR |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRO STR 1 LT 4 BL 7 |
| Legal Subdivision | MORRO STRAND 01 |
| Legal Tract | 1 |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-443-003
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 785 QUINTANA RD, MORRO BAY, CA 93442-1943 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 16, 2021 | Intrafamily Transfer, Transfer AMROCK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2002 · Amount on Record |
| Deed Sale | Jan 04, 2002 · Amount on Record |
| Deed Document Number | 2002836 |
| Last Transfer Date | Sep 10, 2020 |
| Transfer Doc | 0000011948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 06, 2026 |
| Property Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
| Document Number | 0000025070 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202625070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
| Document Number | 0000025070, |
|---|---|
| Date | Aug 06, 2026 |
| Instrument | 202625070 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 10, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024225 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 2019024225 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
| Document Number | 0000011948 |
| Map Reference | MB 3 PG 105 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2021011948 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
| Document Number | 0000011949 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021011949 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
| Document Number | 0000011950 |
| Map Reference | MB 3 PG 105 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2021011950 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3455 STUDIO DR, CAYUCOS, CA 93430-1935 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $617,784 (+2%) Land $452,044 Building $165,740 | |
| 2025 | $6,399.00 (+1.96%) | $605,672 (+4.04%) Land $443,181 Building $162,491 |
| 2023 | $6,276.00 (+1.72%) | $582,155 Land $425,973 Building $156,182 |
| 2022 | $6,170.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 35% of California |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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