3455 Huff Rd, Osseo, MI 49266 Property Records

Hillsdale County property record for 3455 Huff Rd, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,120 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Last Sale	$34,500 (Feb 2006)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-018-300-014-18-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-018-300-014-18-7-2`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3455 HUFF RD
City	OSSEO
State	MI
Zip	49266-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM CEN SEC TH W 411 FT TH S 530 FT TH E 411 FT TH N 530 FT TO POB SEC 18 T7S R2W 5 A M/L SPLIT ON 10/17/2002 FROM 12 018 300
Legal Range	02W
Legal Township	07S
Legal Section	18
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5013
Census Tract	50900

Owner

3455 Huff Rd is owner-occupied and held in a trust since February 2006.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3455 HUFF RD, OSSEO, MI 49266-9537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
May 30, 2018	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2006 · Amount on File
Deed Sale	Feb 2, 2006 · Amount on File
Prior Sale	Apr 18, 2003 · Amount on File
Deed Book / Page	1248 / 242
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	1248/0243
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3455 HUFF RD, OSSEO, MI 49266-9537
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 HUFF RD, OSSEO, MI 49266-9537

Mortgage

Document Number	001827/727
Date	May 31, 2022
Book Page	1827/727

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3455 HUFF RD, OSSEO, MI 49266-9537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691/0805
Date	May 30, 2018
Book Page	1691/0805

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3455 Huff Rd was $2,018.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,900 (+1.12%)	$287,715 (+1.06%) Land $30,544 Building $257,171
2025	$2,018.00 Homeowner's exemption	$142,300	$284,692 Land $31,252 Building $253,440
2023		$122,400	$244,853 Land $29,112 Building $215,741
2021	$1,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3455 Huff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3455 Huff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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