3455 Big Bend Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 3455 Big Bend Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,198 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2020)
Tax Bill	$9,105 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-10-103-018`

Property Details

APN / Parcel Number

Primary APN	`02-10-103-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,198 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	2,198 sqft
Basement Area	894 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3455 BIG BEND DR
City	MONTGOMERY
State	IL
Zip	60538-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 BALMOREA OF MONTGOMERY UNIT 2 VILLAGE OF MONTGOMERY
Legal Subdivision	BALMOREA OF MONTGOMERY
Legal Lot Number	153
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3044
Census Tract	890404

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3455 BIG BEND DR, MONTGOMERY, IL 60538-3703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Oct 12, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	202010056
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3455 BIG BEND DR, MONTGOMERY, IL 60538-3703
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 BIG BEND DR, MONTGMRY, IL 60538-3703

Mortgage

Document Number	0000015151
Date	Sep 14, 2022
Instrument	202200015151

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3455 BIG BEND DR, MONTGOMERY, IL 60538-3703
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025360
Date	Sep 28, 2021
Instrument	202100025360

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 12, 2020
Property Address	3455 BIG BEND DR, MONTGOMERY, IL 60538-3703
Document Number	0000010056
Map Reference	DOC 200700023462
Instrument Date	Jun 2, 2020
Instrument	202000010056
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NVR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3455 BIG BEND DR, MONTGOMERY, IL 60538-3703

Mortgage

Document Number	0000010057
Date	Jun 12, 2020
Instrument	202000010057

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 12, 2018
Property Address	3455 BIG BEND DR, MONTGOMERY, IL 60538-3703
Document Number	0000014823
Instrument Date	Oct 4, 2018
Instrument	14823
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$3,290.25
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1272 MARS EVANS CITY RD #102 EVANS CITY PA 160333622, 102, EVANS CITY, PA 16033-3622
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,974 (+34.49%) Land $14,531 Building $107,443	$365,922 (+34.49%) Land $43,593 Building $322,329
2024	$9,105.00
2022		$90,693 Land $10,804 Building $79,889	$272,079 Land $32,412 Building $239,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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