3455 Bend Rd, Coldwater, MS 38618 Property Records

Tate County property record for 3455 Bend Rd, Coldwater, MS 38618

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 2020
Lot Size	4.69 acres (204,732 sqft)
Owner	2 Individual Names on File
Tax Bill	$480 (2025)
Deeds & Mortgages	Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`055 16 0000302`

Property Details

APN / Parcel Number

Primary APN	`055 16 0000302`

Interior

Building Area	1,216 sqft Finished Area

Exterior

Year Built	Built 2020
Lot Area	204,732 sqft (4.69 acres)

Location & Zoning

Street Address	3455 BEND RD
City	COLDWATER
State	MS
Zip	38618-7100
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT NW1/4 NE1/4 W OF ROAD
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950301

Owner

Source: Tate County records · APN 055 16 0000302

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3455 BEND RD, COLDWATER, MS 38618-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	3455 BEND RD, COLDWATER, MS 38618-7100
Transaction Type	Mortgage
Record Updated	Nov 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/10750
Date	Jul 29, 2020
Book Page	2020/10750

Lender

Name	21ST CENTURY MORTGAGE CO
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Aug 01, 2043

Tax Assessment & Valuation

Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (-37.98%)	$5,837 (-) Land $1,992 Building $3,845	$58,370 (-) Land $19,920 Building $38,450
2023	$774.00	$5,837 Land $1,992 Building $3,845	$58,370 Land $19,920 Building $38,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tate County (28137C), as of May 3, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281379503011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tallahatchie Valley Internet Services Fiber	1,000 / 1,000

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0690001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ARKABUTLA WATER ASSOCIATION public/private · serves 454 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.