Pinellas County property record for 3455 Belcher Rd, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,642 sqft · built 1963 |
| Lot Size | 0.387 acres (16,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2019) |
| Tax Bill | $5,068 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-1145-1 |
| Primary APN | C62-000-760-1145-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,450 sqft |
| 1st Floor Area | 1,642 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 16,875 sqft (0.387 acres) |
| Lot Dimensions | 135 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 795 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R188835 |
|---|---|
| Street Address | 3455 BELCHER RD |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OAK LAKE HEIGHTS BLK A, LOTS 14 & 15 & S 25 FT OF LOT 13 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 18 |
| Legal Subdivision | OAK LAKE HEIGHTS |
| Legal Tract | 62856 |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 26904 |
3455 Belcher Rd is owned and occupied by an individual who bought it in September 2019.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Nov 8, 2018 | Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on File |
| Deed Sale | Sep 13, 2019 · Amount on File |
| Prior Sale | Nov 8, 2018 · Amount on File |
| Deed Document Number | 2019294342 |
| Deed Book / Page | 20691 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Document Number | 0234671969 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 23467/1969 |
| Instrument | 2026052826 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Document Number | 0216721469 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 21672/1469 |
| Instrument | 2021267818 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Document Number | 0206910421 |
| Book / Page | 20691 / 0421 |
| Map Reference | MB 34 PG 34&35 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019294342 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SECURITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 494 UNITED STATES HIGHWY 19 ALTRNT RTE N1239, 494, PALM HARBOR, FL 34683 |
| Name | Verified Name |
|---|---|
| Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Document Number | 0206910422 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 20691/0422 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 8, 2018 |
| Property Address | 3455 BELCHER RD, DUNEDIN, FL 34698-9304 |
| Document Number | 0203290157 |
| Book / Page | 20329 / 0157 |
| Map Reference | MB 34 PG 34&35 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 2018360265 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SECURITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3455 BELCHER RD, 3455, DUNEDIN, FL 34698-9304 |
| Name | Verified Name |
|---|---|
| Address | 495 ALT 19 UNIT 1239, 1239, PALM HARBOR, FL 34682-9751 |
| Document Number | 2018360266 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018360266 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 7, 2021 |
The 2025 property tax bill for 3455 Belcher Rd was $5,068 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,068.00 Homeowner's exemption | $318,599 | $510,648 Land $195,044 Building $315,604 |
| 2023 | $4,715.00 (+36.47%) Homeowner's exemption | $300,602 (+31.73%) | $465,230 (+45.04%) Land $204,430 Building $260,800 |
| 2022 | $3,455.00 Homeowner's exemption | $228,190 | $320,755 Land $166,561 Building $154,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3455 Belcher Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3455 Belcher Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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