Riverside County property record for 34548 Orchard St, Wildomar, CA 92595
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 1985 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $612,000 (May 2026) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Mar 2021 Reverse Mortgage Jun 2022 Reverse Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 367-382-002 |
| Primary APN | 367-382-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,057 sqft |
| 1st Floor Area | 1,917 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 34548 ORCHARD ST |
|---|---|
| City | WILDOMAR |
| State | CA |
| Zip | 92595-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | .45 ACRES IN LOT 52 MB 145/038 TR 13842 |
| Legal Subdivision | TRACT 13842 |
| Legal Tract | 13842 |
| Legal Lot Number | 52 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | ELSINORE VALLEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 46403 |
34548 Orchard St is owned by a company that bought it in May 2026.
Source: Riverside County records, as of October 12, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 10, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 17, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 4, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| May 13, 2026 | Affidavit of Death of Trustee, Transfer |
| May 13, 2026 | Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Dec 4, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Nov 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Deed Document Number | 2026145635 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0000334549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000195175 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0195175 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.69% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000264535 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-0264535 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000363103 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022-0363103 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.69% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.69% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000360674 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-0360674 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 727 Months |
| Due | Jul 5, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 13, 2026 |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000145634 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026145634 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 13, 2026 |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000145635 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.145635 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,993.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40135 FESTIVAL RD, MURRIETA, CA 92562-3859 |
| Document Number | 0000145636, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026.145636 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000360674 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-0360674 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 727 Months |
| Due | Jul 5, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000500350 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE |
| Name | Verified Name |
|---|---|
| Address | 34548 ORCHARD ST WILDOMAR CA 925958801, WILDOMAR, CA 92595-8801 |
| Document Number | 0000500350 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 500350 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 804 Months |
| Due | Nov 28, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 34548 ORCHARD ST, WILDOMAR, CA 92595-8801 |
| Document Number | 0000500349 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 34548 ORCHARD ST WILDOMAR CA 925958801, WILDOMAR, CA 92595-8801 |
| Document Number | 0000500349 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 500349 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 804 Months |
| Due | Nov 28, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
The 2025 property tax bill for 34548 Orchard St was $2,514.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Wildomar City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,952 (+2%) Land $48,786 Building $197,166 | ||
| 2025 | $2,514.00 Homeowner's exemption | $241,130 Land $47,830 Building $193,300 | |
| 2023 | $2,369.00 (+2.07%) Homeowner's exemption | $231,769 Land $45,974 Building $185,795 | |
| 2022 | $2,321.00 | ||
| 2021 | $475,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34548 Orchard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34548 Orchard St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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