3454 Toro Way, Redding, CA 96002 Property Records

Shasta County property record for 3454 Toro Way, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,062 sqft · built 2002
Lot Size	0.462 acres (20,109 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Aug 2001)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-530-012-000`

Property Details

APN / Parcel Number

Primary APN	`056-530-012-000`
Alternative APN	`05653012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	20,109 sqft (0.462 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	056530012000
Street Address	3454 TORO WAY
City	REDDING
State	CA
Zip	96002-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODED ACRES NORTH SUBDIVISION
Legal Lot Number	31
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2027
Census Tract	11501

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3454 TORO WAY, REDDING, CA 96002-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2001 · Amount on Record
Deed Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	200136657
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3454 TORO WAY, REDDING, CA 96002-9709
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 TORO WAY, REDDING, CA 96002-9709

Mortgage

Document Number	0000021462
Date	Sep 30, 2025
Instrument	2025-0021462

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3454 TORO WAY, REDDING, CA 96002-9709
Document Number	0000028065
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3454 TORO WAY REDDING CA 960029709, REDDING, CA 96002-9709

Mortgage

Document Number	0000028065
Date	Sep 24, 2019
Instrument	28065

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3454 TORO WAY, REDDING, CA 96002-9709
Document Number	0000025868
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3454 TORO WAY REDDING CA 960029709, REDDING, CA 96002-9709

Mortgage

Document Number	0000025868
Date	Sep 18, 2018
Instrument	25868

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,272 (+2%) Land $55,737 Building $230,535
2025	$2,929.00 (+3.79%) Homeowner's exemption	$280,660 (+4.04%) Land $54,645 Building $226,015
2023	$2,822.00 (+2.62%) Homeowner's exemption	$269,764 Land $52,524 Building $217,240
2022	$2,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	10 (2005–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: GeoLinks.

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