3454 Snaffle Rd, Lexington, KY 40513 Property Records

Lexington-Fayette Urban County property record for 3454 Snaffle Rd, Lexington, KY 40513

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,542 sqft · built 1981
Lot Size0.239 acres (10,402 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2021)
Tax Bill$4,772 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Sale
+ 2 more
APN20001740

Property Details

APN / Parcel Number

Primary APN20001740

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
Basement Area1,271 sqft
Finished Basement685 sqft
Unfinished Basement586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area10,402 sqft (0.239 acres)
Lot Width80 ft Width
Garage TypeAttached
Garage Area609 sqft
Parking Spaces2 Parking Spaces
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3454 SNAFFLE RD
CityLEXINGTON
StateKY
Zip40513-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionD-285 HARRODS HILL ESTATES LOT 41; BOOK: 3857 PAGE: 322
Legal SubdivisionHARRODS HILL ESTATES
Legal BlockA
Legal Lot Number41
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group2
Census Block2004
Census Tract4208

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3454 SNAFFLE RD, LEXINGTON, KY 40513-1017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
JPMORGAN CHASE BK NA
Jul 9, 2021Deed, Transfer
Oct 16, 2020Deed of Trust, Mortgage
UNIVERSITY OF KY FED CR UN
Apr 10, 2019Deed of Trust, Mortgage
GUARDIAN SAV BK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2021 · Amount on Record
Deed SaleJul 9, 2021 · Amount on Record
Deed Book / Page3857 / 322
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3454 SNAFFLE RD, LEXINGTON, KY 40513-1017
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000124/670
DateJul 9, 2021
Book Page0124/670
Lender
NameJPMORGAN CHASE BK NA
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateJul 9, 2021
Property Address3454 SNAFFLE RD, LEXINGTON, KY 40513-1017
Document Number3857/322
Book / Page3857 / 322
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3454 SNAFFLE RD, LEXINGTON, KY 40513-1017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9799/124
DateOct 16, 2020
Book Page9799/124
Lender
NameUNIVERSITY OF KY FED CR UN
Agreement
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3454 SNAFFLE RD, LEXINGTON, KY 40513-1017
Transaction TypeMortgage
Record UpdatedApr 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9294/010
DateApr 10, 2019
Book Page9294/010
Lender
NameGUARDIAN SAV BK FSB
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,772.00 (+2.32%)$425,000 (-)$425,000 (-)
2025$4,664.00$425,000 (-)$425,000 (-)
2023$4,664.00$425,000$425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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