3454 Joe Ashton Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3454 Joe Ashton Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 2018
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (Dec 2002)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013900-0000`

Property Details

APN / Parcel Number

Primary APN	`013900-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	136,778 sqft (3.14 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished Screened Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3454 JOE ASHTON RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	6 PT OF N1/2 OF NW1/4 LYING E OF ASHTON RD OR1857/1106
Legal Range	27E
Legal Township	06S
Legal Section	36
Legal Lot Number	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3454 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2002 · Amount on Record
Deed Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	200271232
Deed Book / Page	1857 / 1106
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3454 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2530
Document Number	0046790868
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 JOE ASHTON RD ST AUGUSTINE FL 320922530, ST AUGUSTINE, FL 32092-2530

Mortgage

Document Number	0046790868
Date	Feb 12, 2019
Book Page	004679/000868
Instrument	9807

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 11, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,910 (+2.7%)	$510,543 (+12.21%) Land $111,080 Building $399,463
2025	$2,499.00 (+14.11%) Homeowner's exemption	$199,523 (+2.9%)	$454,974 (+1.77%) Land $108,800 Building $346,174
2024	$2,190.00 (+2.15%) Homeowner's exemption	$193,900 (+3%)	$447,061 (+3.95%) Land $108,800 Building $338,261
2023	$2,144.00 (+16.78%) Homeowner's exemption	$188,252 (+3%)	$430,066 (+26.35%) Land $87,322 Building $342,744
2022	$1,836.00 Homeowner's exemption	$182,769	$340,387 Land $87,322 Building $253,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250