3454 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3454 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1963
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Jun 2022)
Tax Bill	$9,902 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Sale & Construction Loan
Flood Zone	Zone D (undetermined)
APN	`111-325-007-8`

Property Details

APN / Parcel Number

Primary APN	`111-325-007-8`
Alternative APN	`111-325-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3454 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2933 LOT 304 EX MR
Legal Subdivision	SUN TERRACE EAST
Legal Tract	2933
Legal Lot Number	304
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	330000

Owner

Source: Contra Costa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3454 ESPERANZA DR, CONCORD, CA 94519-1651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 30, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202298854
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0000170577
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 14, 2022
Property Address	3454 ESPERANZA DR, CONCORD, CA 94519-1651
Document Number	0000098854
Map Reference	MB 89 PG 1
Instrument Date	May 19, 2022
Instrument	2022-098854
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3454 ESPERANZA DR, CONCORD, CA 94519-1651

Mortgage

Document Number	0000098855
Date	Jun 14, 2022
Instrument	2022-098855

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2022
Property Address	3454 ESPERANZA DR, CONCORD, CA 94519-1651
Document Number	0000056064
Map Reference	MB 89 PG 1
Instrument Date	Mar 22, 2022
Instrument	2022-056064
Transaction Type	Construction Loan
Record Updated	Nov 3, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 KING ST # PH7, PH7, SAN FRANCISCO, CA 94107-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056065
Date	Mar 30, 2022
Instrument	2022-056065

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,563 (+2%) Land $595,337 Building $226,226
2025	$9,902.00 (+9.96%)	$805,455 (+10.19%) Land $583,664 Building $221,791
2023	$9,005.00 (+358.5%)	$731,000 Land $530,000 Building $201,000
2022	$1,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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