3454 Co Rd 121, Baldwin (Jacksonville), FL 32234 Property Records

Nassau County property record for 3454 Co Rd 121, Baldwin, FL 32234

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,468 sqft · built 2004
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Mar 2024)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-2S-23-0000-0002-0030`

Property Details

APN / Parcel Number

Primary APN	`16-2S-23-0000-0002-0030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,468 sqft Heated Area
Gross Area	3,104 sqft
1st Floor Area	2,328 sqft
Upper Floors Area	1,040 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	636 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3454 COUNTY ROAD 121
City	BALDWIN
State	FL
Zip	32234-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF S1/2 OF S1/2 OF GOVT LOT 4 OR 2697/1233
Legal Range	23E
Legal Township	02S
Legal Section	16
Legal Lot Number	4
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1015
Census Tract	50504

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 11, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Dec 17, 2003 · Amount on Record
Deed Document Number	202445005866
Deed Book / Page	2697 / 1233
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 4, 2024
Property Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428
Document Number	0026971233
Book / Page	2697 / 1233
Instrument Date	Feb 28, 2024
Instrument	202445005866
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	669 SE MAYHALL TER, LAKE CITY, FL 32025-2289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428
Investor	Possibly a Property Investor

Mortgage

Document Number	202445005867
Date	Mar 4, 2024
Instrument	202445005867

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0026971235
Date	Mar 4, 2024
Book Page	2697/1235
Instrument	202445005867

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428

Mortgage

Document Number	0026520282
Date	Jul 5, 2023
Book Page	2652/282
Instrument	202345020275

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428
Document Number	0023031382
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3454 COUNTY ROAD 121 BALDWIN FL 322349428, BALDWIN, FL 32234-9428

Mortgage

Document Number	0023031382
Date	Sep 13, 2019
Book Page	002303/001382
Instrument	45029294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2039

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	3454 COUNTY ROAD 121, BALDWIN, FL 32234-9428
Document Number	0021031028
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 COUNTY ROAD 121 BALDWIN FL 322349428, BALDWIN, FL 32234-9428

Mortgage

Document Number	0021031028
Date	Feb 28, 2017
Book Page	002103/001028
Instrument	5931

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,037.00 (+166.42%) Homeowner's exemption	$433,642 (+134.5%) Land $90,000 Building $343,642	$433,642 (+13.28%) Land $90,000 Building $343,642
2024	$2,266.00 (+1.71%) Homeowner's exemption	$184,920 (+3%)	$382,790 (+3.15%) Land $75,000 Building $307,790
2023	$2,228.00 (+11.01%) Homeowner's exemption	$179,534 (+3%)	$371,086 (+14.67%) Land $75,000 Building $296,086
2022	$2,007.00 Homeowner's exemption	$174,305	$323,611 Land $45,000 Building $278,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	9 (2012–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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