3454 Ashwood Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 3454 Ashwood Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,180 sqft · built 1990
Lot Size	0.295 acres (12,832 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2011)
Tax Bill	$6,133 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-532-23-00`

Property Details

APN / Parcel Number

Primary APN	`158-532-23-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	12,832 sqft (0.295 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3454 ASHWOOD CT
City	OCEANSIDE
State	CA
Zip	92058-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 60 TR 012172
Legal Subdivision	MAR LADO HIGHLANDS
Legal Tract	012172
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18601

Owner

3454 Ashwood Ct is owned and occupied by two individuals who bought it in July 2011.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3454 ASHWOOD CT, OCEANSIDE, CA 92058-7002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2011 · Amount on File
Deed Sale	Jul 8, 2011 · Amount on File
Prior Sale	Jun 30, 1989 · Amount on File
Deed Document Number	2011345638
Prior Transfer Date	Jul 29, 2003
Prior Transfer Doc	0000023361
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3454 ASHWOOD CT, OCEANSIDE, CA 92058-7002
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 ASHWOOD CT, OCEANSIDE, CA 92058-7002

Mortgage

Document Number	0000008163
Date	Jan 11, 2023
Instrument	2023-0008163

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2053

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3454 ASHWOOD CT, OCEANSIDE, CA 92058-7002
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 ASHWOOD CT, OCEANSIDE, CA 92058-7002

Mortgage

Document Number	0000307870
Date	Jul 28, 2022
Instrument	2022-0307870

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3454 ASHWOOD CT, OCEANSIDE, CA 92058-7002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427534
Date	Aug 3, 2020
Instrument	2020-0427534

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3454 Ashwood Ct was $6,133 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,457 (+2%) Land $320,288 Building $192,169
2025	$6,133.00 Homeowner's exemption	$502,409 Land $314,008 Building $188,401
2023	$5,855.00 (+1.42%) Homeowner's exemption	$482,901 Land $301,815 Building $181,086
2022	$5,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3454 Ashwood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3454 Ashwood Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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