Sutter County property record for 3453 Ruffley Ave, Elverta, CA 95626
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 2019 |
| Lot Size | 5.88 acres (256,132 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Nov 2021) |
| Tax Bill | $5,121 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Mortgage + 5 more |
| APN | 035-273-001-000 |
| Primary APN | 035-273-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 960 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Wood |
| Lot Area | 256,132 sqft (5.88 acres) |
| Street Address | 3453 RUFFLEY AVE |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ALL THAT PORTION OF THE NORTHEAST QUARTER OF SECTION 35, T11N, R4E |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | SOUTH SUTTER |
| Census Block Group | 3 |
| Census Block | 3078 |
| Census Tract | 51100 |
Source: Sutter County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Nov 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Nov 5, 2021 | Grant Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Sep 17, 2018 | Loan Modification, Mortgage LAND HM FIN'L |
| Nov 14, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage LAND HM FIN'L |
| Jul 21, 2017 | Grant Deed, Transfer · Conventional with PMI COOPER REALTY TEAM CORP |
| Jul 13, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on Record |
| Deed Sale | Nov 5, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2018 |
| Deed Document Number | 2021-0020354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013289 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019-0013289 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 7529 PLEASANT GROVE RD, ELVERTA, CA 95626-9302 |
| Document Number | 0000018774 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-0018774 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Nov 5, 2021 |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Document Number | 0000020354 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021-0020354 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Document Number | 0000020355 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-0020355 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Document Number | 0000003004 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3453 RUFFLEY AVE ELVERTA CA 95626, ELVERTA, CA 95626 |
| Document Number | 0000003004 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 3004 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Nov 14, 2017 |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 16251 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7529 PLEASANT GROVE RD ELVERTA CA 956269302, ELVERTA, CA 95626-9302 |
| Document Number | 0000016251 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 16251 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Jul 21, 2017 |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Document Number | 0000009764 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 9764 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 429 SILVER PARK AVE RIO LINDA CA 956732242, RIO LINDA, CA 95673-2242 |
| Document Number | 9765 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 9765 |
| Name | COOPER REALTY TEAM CORP |
|---|---|
| Address | 548 GIBSON DR # 200, ROSEVILLE, CA 95678-5501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Jul 13, 2017 |
| Property Address | 3453 RUFFLEY AVE, ELVERTA, CA 95626-9310 |
| Document Number | 0000009299 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 9299 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $176.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 548 GIBSON DR #200 ROSEVILLE CA 956785501, 200, ROSEVILLE, CA 95678-5501 |
Source: Sutter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Secondary School District | East Nicolaus Joint Union High School District (09 - 12) |
| Elementary School District | Pleasant Grove Joint Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,121.00 (+2.56%) | $493,461 (+4.04%) Land $328,974 Building $164,487 |
| 2023 | $4,993.00 | $474,300 Land $316,200 Building $158,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 204 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 30 (1986–2017) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skyhi Broadband Fixed Wireless | 60 / 30 |
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