3453 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3453 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,560 sqft · built 2007
Lot Size	0.046 acres (2,004 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2021)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`158055`

Property Details

APN / Parcel Number

Primary APN	`158055`
Alternative APN	`262630061300010910`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Heated Area
Gross Area	1,781 sqft
1st Floor Area	669 sqft
Upper Floors Area	891 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	2,004 sqft (0.046 acres)
Garage Type	Finished
Garage Area	202 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	19 sqft
Patio Area	24 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	158055
Street Address	3453 ALLEGRA CIR
City	SAINT CLOUD
State	FL
Zip	34772-6718
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	PORTOFINO VISTA PB 20 PGS 43-48 LOT 91
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	PORTOFINO VISTA
Legal Tract	613
Legal Block	1
Legal Lot Number	91
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	43207

Owner

3453 Allegra Cir, a townhouse, is owned and occupied by an individual who bought it in October 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Aug 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 15, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Mar 24, 2015 · Amount on File
Deed Document Number	0060661527
Deed Book / Page	6066 / 1527
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number	0068491123
Date	Sep 15, 2025
Book Page	6849/1123
Instrument	2025114184

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Nov 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number	0064611874
Date	Aug 22, 2023
Book Page	6461/1874
Instrument	2023110176

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 15, 2021
Property Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number	0060661527
Book / Page	6066 / 1527
Map Reference	MB 20 PG 43-48
Instrument Date	Oct 15, 2021
Instrument	2021161325
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1151 HIDDEN HARBOR LN, 1151, KISSIMMEE, FL 34746-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 E IRLO BRONSON MEMORIAL HWY, SAINT CLOUD, FL 34771-5822

Mortgage

Document Number	60661529
Date	Oct 15, 2021
Instrument	6066/1529

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number	0059372197
Date	Apr 16, 2021
Book Page	5937/2197
Instrument	2021058347

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3453 Allegra Cir was $5,119.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,119.00	$214,800 Land $38,000 Building $176,800	$214,800 Land $38,000 Building $176,800
2023	$4,987.00 (+10.87%)	$227,400 (+27.11%) Land $14,900 Building $212,500	$227,400 (+27.11%) Land $14,900 Building $212,500
2022	$4,498.00	$178,900 Land $14,900 Building $164,000	$178,900 Land $14,900 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3453 Allegra Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3453 Allegra Cir is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

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