34523 Calle Naranja, Dana Point (Capistrano Beach), CA 92624 Property Records

Orange County property record for 34523 Calle Naranja, Dana Point, CA 92624

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,424 sqft · built 1973
Lot Size	0.12 acres (5,240 sqft)
Owner	2 Individual Names on File
Last Sale	$1,480,000 (May 2025)
Tax Bill	$13,586 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`123-311-05`

Property Details

APN / Parcel Number

Primary APN	`123-311-05`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	2,424 sqft
Basement Area	2,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	5,240 sqft (0.12 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	34523 CALLE NARANJA
City	CAPISTRANO BEACH
State	CA
Zip	92624-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 883 BLK 17 LOT 8
Legal Subdivision	CAPISTRANO BEACH
Legal Tract	883
Legal Block	17
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4009
Census Tract	42205

Owner

34523 Calle Naranja is owned and occupied by two individuals who bought it in May 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34523 CALLE NARANJA, CAPISTRANO BEACH, CA 92624-1056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 24, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 28, 2017	Deed of Trust, Mortgage · ARM PNC MORTGAGE LLC
Dec 15, 2020	Grant Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 8, 2019	Loan Modification, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	2025131234
Prior Transfer Date	Dec 1, 2011
Prior Transfer Doc	0000620500
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056

Mortgage

Document Number	0000335077
Date	Dec 3, 2025
Instrument	2025000335077

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056
Transaction Type	Mortgage
Record Updated	Jun 5, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34523 CALLE NARANJA, CAPISTRANO BEACH, CA 92624-1056

Mortgage

Document Number	0000121526
Date	May 24, 2023
Instrument	2023000121526

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019298
Date	Jan 22, 2019
Instrument	2019000019298

Lender

Name	UMPQUA BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510065
Date	Nov 28, 2017
Instrument	2017000510065

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2020
Property Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056
Document Number	0000740271
Map Reference	MB 27 PG 1-10
Instrument Date	Nov 5, 2020
Instrument	2020000740271
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056

Mortgage

Document Number	0000740272
Date	Dec 15, 2020
Instrument	2020000740272

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	34523 CALLE NARANJA, DANA POINT, CA 92624-1056
Document Number	0000050023
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34523 CALLE NARANJA DANA POINT CA 926241056, DANA POINT, CA 92624-1056

Mortgage

Document Number	0000050023
Date	Feb 19, 2019
Instrument	50023

Lender

Name	UMPQUA BK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 34523 Calle Naranja was $13,586.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,742 (+1.49%) Land $1,020,631 Building $180,111
2025	$13,586.00 Homeowner's exemption	$1,183,098 Land $977,868 Building $205,230
2023	$13,560.00 (+3.99%) Homeowner's exemption	$1,137,157 Land $939,896 Building $197,261
2022	$13,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 34523 Calle Naranja in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34523 Calle Naranja is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ORANGE COUNTY WD - WZ serves 0 people · EPA ID CA3010093
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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