34520 Humpy Cir, Sterling, AK 99672 Property Records

State of Alaska property record for 34520 Humpy Cir, Sterling, AK 99672

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,548 sqft · built 1982
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on Record
Tax Bill	$5,297 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`065-530-26`

Property Details

APN / Parcel Number

Primary APN	`065-530-26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,548 sqft Gross Area

Exterior

Year Built	Built 1982
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Detached
Garage Area	960 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Greenhouse	288 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	34520 HUMPY CIR
City	STERLING
State	AK
Zip	99672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 5N R 8W SEC 36 SEWARD MERIDIAN KN 0840126 STEPHENKIE SUB NO 2 VACATION & REPLAT LOT 9A1 BLK 2
Legal Range	08W
Legal Township	05N
Legal Section	36
Legal Subdivision	STEPHENKIE SUB
Legal Block	2
Legal Lot Number	9A1
Jurisdiction	KENAI AK
Township / Civil Division	KENAI-COOK INLET
Census Block Group	3
Census Block	3083
Census Tract	400

Owner

Source: State of Alaska records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6141 AZALEA DR, ANCHORAGE, AK 99516-4332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017
Deed Sale	Nov 13, 2017
Deed Document Number	2017-012509-0
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENAI AK
Property Address	34520 HUMPY CIR, STERLING, AK 99672
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	NOT AVAILABLE, FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002996
Date	Mar 30, 2021
Instrument	2021-002996-0

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENAI AK
Recording Date	Nov 13, 2017
Property Address	34520 HUMPY CIR, STERLING, AK 99672
Document Number	0000012509
Map Reference	PL84-126
Instrument Date	Nov 7, 2017
Instrument	2017-012509-0
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3527 S FEDERAL WAY # WAY103-13, 3527, BOISE, ID 83705-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6141 AZALEA DR, ANCHORAGE, AK 99516-4332

Mortgage

Document Number	0000012510
Date	Nov 13, 2017
Instrument	2017-012510-0

Lender

Name	RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Alaska
County	Kenai Peninsula Borough
Unified School District	Kenai Peninsula Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,297.00	$593,900 Land $317,600 Building $276,300	$593,900 Land $317,600 Building $276,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1995–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2012 · Severe Storm, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storm, Straight-line Winds, Flooding, And Landslides, Sep 2012 · 3 claims Flooding, Sep 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 70% of Alaska
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SPITwSPOTS Fixed Wireless	300 / 75
Choice Broadband Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Humpy Cir

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