3452 Sandy Shore Dr, Metamora, MI 48455 Property Records

Lapeer County property record for 3452 Sandy Shore Dr, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,817 sqft · built 2021
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Aug 2019)
Tax Bill	$6,055 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-102-034-00`

Property Details

APN / Parcel Number

Primary APN	`015-102-034-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,817 sqft
Basement Area	1,817 sqft
Unfinished Basement	1,817 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	21,039 sqft (0.483 acres)
Lot Dimensions	255 ft deep x 75 ft wide
Garage Area	752 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3452 SANDY SHORE DR
City	METAMORA
State	MI
Zip	48455-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T6N R10E LAKE METAMORA HEIGHTS #2 LOT 34.
Legal Subdivision	LAKE METAMORA HEIGHTS 2
Legal Lot Number	34
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	2
Census Block	2001
Census Tract	341500

Owner

3452 Sandy Shore Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3452 SANDY SHORE DR, METAMORA, MI 48455-8974
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2019	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO
Aug 23, 2019	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	20193043125
Deed Book / Page	3043 / 125
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3452 SANDY SHORE DR, METAMORA, MI 48455-8974
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3452 SANDY SHORE DR, METAMORA, MI 48455-8974

Mortgage

Document Number	0032240085
Date	Jul 28, 2021
Book Page	3224/85

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 23, 2019
Property Address	3452 SANDY SHORE DR, METAMORA, MI 48455-8974
Document Number	0030430123
Book / Page	003043 / 000123
Instrument Date	Aug 19, 2019
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Tax	$562.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3330 SANDY SHORE DR METAMORA MI 484558973, METAMORA, MI 48455-8973

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 23, 2019
Property Address	3452 SANDY SHORE DR, METAMORA, MI 48455-8974
Document Number	0030430125
Book / Page	003043 / 000125
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3744 WEDGEWOOD DR LAPEER MI 484462998, LAPEER, MI 48446-2998

Tax Assessment & Valuation

The 2025 property tax bill for 3452 Sandy Shore Dr was $6,055 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,300 (+6.38%)	$560,600 (+6.38%)
2025	$6,055.00 Homeowner's exemption	$263,500	$527,000
2023		$225,000	$450,000
2022	$5,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3452 Sandy Shore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3452 Sandy Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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