3452 Edgewater Dr, Vermilion, OH 44089 Property Records

Lorain County property record for 3452 Edgewater Dr, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,470 sqft · built 1962
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$540,000 (Jul 2022)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00-003-101-044`

Property Details

APN / Parcel Number

Primary APN	`01-00-003-101-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	137 ft deep x 90 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3452 EDGEWATER DR
City	VERMILION
State	OH
Zip	44089-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERMILION ON THE LAKE 1 91.08 X 999.57
Legal Subdivision	VERMILION ON THE LAKE 1
Legal Block	101
Legal Lot Number	90-1
Jurisdiction	LORAIN OH
Township / Civil Division	BROWNHELM
Census Block Group	1
Census Block	1001
Census Tract	30101

Owner

3452 Edgewater Dr is owner-occupied and held in a trust since July 2024.

Source: Lorain County records, as of September 24, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3452 EDGEWATER DR, VERMILION, OH 44089-2318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Last Transfer Date	Jul 9, 2024
Transfer Doc	0000021489
Record Updated	Sep 20, 2026

July 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 6, 2022
Property Address	3452 EDGEWATER DR, VERMILION, OH 44089-2318
Document Number	0000882082
Map Reference	VOL 10 PG 18719
Instrument Date	Jul 1, 2022
Instrument	2022-0882082
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3452 EDGEWATER DR, VERMILION, OH 44089-2318

Mortgage

Document Number	0000882083
Date	Jul 6, 2022
Instrument	2022-0882083

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3452 Edgewater Dr was $7,387, down 2.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Brownhelm Township
Municipality	Vermilion City
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,387.00 (-2.3%)	$152,710 (+%) Land $81,500 Building $71,210	$436,310 (-) Land $232,850 Building $203,460
2024	$7,561.00 (+22.84%)	$152,709 (+29.08%) Land $81,498 Building $71,211	$436,310 (+29.08%) Land $232,850 Building $203,460
2023	$6,155.00 (-1.88%)	$118,304 (-0.01%) Land $79,377 Building $38,927	$338,010 Land $226,790 Building $111,220
2022	$6,273.00	$118,310 Land $79,380 Building $38,930
2021			$338,010 Land $226,790 Building $111,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3452 Edgewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3452 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILION CITY serves 10,594 people · EPA ID OH2201511
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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