3452 Augusta Rd, Manchester, MD 21102 Property Records

Carroll County property record for 3452 Augusta Rd, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,456 sqft · built 1984
Lot Size	0.304 acres (13,243 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Jun 2018)
Tax Bill	$4,270 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-044182`

Property Details

APN / Parcel Number

Primary APN	`06-044182`
Alternative APNs	`6044182` `044182`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,243 sqft (0.304 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	044182
Street Address	3452 AUGUSTA RD
City	MANCHESTER
State	MD
Zip	21102-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 172 -13243 SF 3452 AUGUSTA RD 22-73 PL WHISPERING VALLEY
Legal Subdivision	WHISPERING VALLEY 03
Legal Lot Number	172
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	3
Census Block	3002
Census Tract	506101

Owner

3452 Augusta Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3452 AUGUSTA RD, MANCHESTER, MD 21102-1751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 7, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Dec 14, 2009 · Amount on File
Deed Book / Page	9034 / 192
Prior Transfer Date	Oct 21, 2016
Prior Transfer Doc	0085120147
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3452 AUGUSTA RD, MANCHESTER, MD 21102-1751
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109800322
Date	Feb 14, 2023
Book Page	10980/322

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jun 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3452 AUGUSTA RD, MANCHESTER, MD 21102-1751
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3452 AUGUSTA RD, MANCHESTER, MD 21102-1751

Mortgage

Document Number	0109270098
Date	Nov 10, 2022
Book Page	10927/98

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	476 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3452 AUGUSTA RD, MANCHESTER, MD 21102-1751
Document Number	0096800171
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3452 AUGUSTA RD MANCHESTER MD 211021751, MANCHESTER, MD 21102-1751

Mortgage

Document Number	0096800171
Date	May 19, 2020
Book Page	009680/000171

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 7, 2018
Property Address	3452 AUGUSTA RD, MANCHESTER, MD 21102-1751
Document Number	0090340192
Book / Page	009034 / 000192
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3452 AUGUSTA RD MANCHESTER MD 211021751, MANCHESTER, MD 21102-1751

Mortgage

Document Number	90340199
Date	Jun 7, 2018
Book Page	009034/000199

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3452 Augusta Rd was $4,270, up 5.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Manchester Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,270.00 (+5.8%)	$319,633	$354,700 Land $114,300 Building $240,400
2025	$4,036.00
2023	$3,525.00	$261,900	$302,100 Land $104,300 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3452 Augusta Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3452 Augusta Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MANCHESTER serves 4,954 people · EPA ID MD0060006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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