3451 W Cardinal Dr, Springfield, MO 65810 Property Records

Greene County property record for 3451 W Cardinal Dr, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1997
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Last Sale	$126,400 (Mar 2017)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-18-16-203-067`

Property Details

APN / Parcel Number

Primary APN	`88-18-16-203-067`
Alternative APN	`1816203067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881816203067
Street Address	3451 W CARDINAL DR
City	SPRINGFIELD
State	MO
Zip	65810-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CARDINAL CREST SUB LOT 15
Legal Range	22W
Legal Township	28N
Legal Section	16
Legal Subdivision	CARDINAL CREST
Legal Block	203
Legal Lot Number	15
Jurisdiction	GREENE MO
Township / Civil Division	BATTLEFIELD B
Census Block Group	4
Census Block	4006
Census Tract	4105

Owner

3451 W Cardinal Dr is owned and occupied by an individual who bought it in March 2017.

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3451 W CARDINAL DR, SPRINGFIELD, MO 65810-1041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 27, 2017	Limited Warranty Deed, Transfer · FHA Mortgage OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	Dec 6, 2012
Deed Document Number	201711486
Deed Book / Page	2017 / 1148617
Prior Transfer Date	Feb 14, 2014
Prior Transfer Doc	0000000478
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3451 W CARDINAL DR, SPRINGFIELD, MO 65810-1041
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003384
Date	Aug 26, 2020
Book Page	2020/33846-20
Instrument	33846-20

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Mar 27, 2017
Property Address	3451 W CARDINAL DR, SPRINGFIELD, MO 65810-1041
Document Number	0000001148
Book / Page	2017 / 011486-17
Instrument Date	Mar 24, 2017
Instrument	011486-17
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 W CARDINAL DR, SPRINGFIELD, MO 65810-1041

Mortgage

Document Number	0000001148
Date	Mar 27, 2017
Instrument	011487-17

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3451 W Cardinal Dr was $1,547.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,040 (-) Land $6,650 Building $23,390
2025	$1,547.00	$30,040 Land $6,650 Building $23,390	$158,100 Land $35,000 Building $123,100
2023	$1,492.00 (+16.29%)	$27,090 (+13.44%) Land $5,700 Building $21,390	$142,600 Land $30,000 Building $112,600
2022	$1,283.00	$23,880 Land $5,700 Building $18,180
2021			$125,700 Land $30,000 Building $95,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3451 W Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3451 W Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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