3451 S Harmony Dr, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 3451 S Harmony Dr, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,508 sqft · built 2007
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jan 2025)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-36-129-024-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-36-129-024-000`
Alternative APN	`75085`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Finished Area
1st Floor Area	1,508 sqft
Basement Area	1,496 sqft
Finished Basement	1,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	75085
Street Address	3451 S HARMONY DR
City	SIOUX FALLS
State	SD
Zip	57110-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 7 PRAIRIE GARDENS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PRAIRIE GARDENS ADDN
Legal Block	7
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2000
Census Tract	1806

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Line of Credit RELIABANK DAKOTA
Jan 28, 2025	Warranty Deed, Transfer · Conventional Mortgage AIRWAY INDEPENDENT MORTGAGE CORPORA
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage RELIABANK DAKOTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	2025125441
Deed Book / Page	630-D / 479
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022

Mortgage

Document Number	001992/822
Date	Dec 4, 2024
Book Page	1992/822
Instrument	122068

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	608 W 86TH ST, SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 28, 2025
Property Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Document Number	DEED630/479
Book / Page	DEED630 / 479
Instrument Date	Jan 16, 2025
Instrument	125441
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022

Mortgage

Document Number	0001994959
Date	Jan 28, 2025
Instrument	1994/959

Lender

Name	AIRWAY INDEPENDENT MORTGAGE CORPORA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 23, 2021
Property Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Document Number	603DEED/581
Book / Page	603 DEED / 581
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 S HARMONY DR, SIOUX FALLS, SD 57110-6022

Mortgage

Document Number	1917MTG886
Date	Mar 23, 2021
Instrument	1917 MTG/886

Lender

Name	RELIABANK DAKOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,556 (+0.37%) Land $35,703 Building $417,853	$453,556 Land $35,703 Building $417,853
2025	$6,050.00	$451,900 (+2.38%) Land $36,100 Building $415,800
2024	$6,050.00 (+4.98%)	$441,400 (+13.62%) Land $36,100 Building $405,300
2022	$5,763.00	$388,500 Land $36,100 Building $352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: CenturyLink, Verizon.

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