St. Clair County property record for 3451 Riverside Dr, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,868 sqft · built 1945 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2018) |
| Tax Bill | $5,725 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-510-0089-000 |
| Primary APN | 74-06-510-0089-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 934 sqft |
| Basement Area | 934 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 338 ft deep x 62 ft wide |
| Garage Area | 1,160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3451 RIVERSIDE DR |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-1884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | N 54.44 FT OF S 435.52 FT OF THAT PART OF LOT 43 OF SUBD OF MCNEIL TRACT LYING W OF RIVER ROAD MCNEIL TRACT LOT 6 RSG |
| Legal Subdivision | OF SUBD |
| Legal Tract | L |
| Legal Lot Number | 6,43 |
| Legal Unit | 43,6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 627000 |
3451 Riverside Dr is owned and occupied by an individual who bought it in October 2018.
Source: St. Clair County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Feb 22, 2022 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage THE LOCAL CU |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 27, 2020 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Oct 1, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Prior Sale | May 2, 2017 · Amount on File |
| Deed Document Number | 201821950 |
| Deed Book / Page | 4994 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Document Number | 0005857235 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 5857/235 |
| Instrument | 2025018797 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Document Number | 0000549061 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 5490/61 |
| Instrument | 2022004295 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Document Number | 5331559 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 5331/559 |
| Instrument | 2021006896 |
| Name | THE LOCAL CU |
|---|---|
| Type | Credit Union |
| Address | STERLING HEIGHTS, MI 48310 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 2, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050780779 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 5078/779 |
| Instrument | 2019015031 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 15, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Document Number | 0052320717 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 5232/717 |
| Instrument | 2020020680 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 1, 2018 |
| Property Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
| Document Number | 0000499482 |
| Book / Page | 4994 / 82 |
| Map Reference | LB A PG 2 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2018021950 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,451.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3451 RIVERSIDE DR, PORT HURON, MI 48060-1884 |
The 2025 property tax bill for 3451 Riverside Dr was $5,725 with a homeowner's exemption, up 2.6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,300 (+2.97%) | $402,600 | |
| 2025 | $5,725.00 (+2.56%) Homeowner's exemption | $195,500 | |
| 2024 | $5,582.00 | $391,000 | |
| 2023 | $168,500 | ||
| 2022 | $5,114.00 | $337,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3451 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1981–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3451 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures