3451 Lambert Bridge Rd, Mc David, FL 32568 Property Records

Escambia County property record for 3451 Lambert Bridge Rd, Mc David, FL 32568

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,376 sqft · built 1996
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,230 (2024)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-4N-32-1102-000-001`

Property Details

APN / Parcel Number

Primary APN	`03-4N-32-1102-000-001`
Alternative APN	`122497550`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,376 sqft Adjusted Area
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	122497550
Old Parcel Number	122497550
Street Address	3451 LAMBERT BRIDGE RD
City	MC DAVID
State	FL
Zip	32568-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	BEG AT NE COR OF W 1/2 OF NE 1/4 OF NE 1/4 E ALG N LI 132 FT S PARL TO E LI 300 FT W 132 FT N 300 FT TO POB OR 3229 P 229
Legal Range	32W
Legal Township	04N
Legal Section	03
Legal Subdivision	SUBDIVISION NUMBER: 1102
Legal Block	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CENTURY
Census Block Group	1
Census Block	1042
Census Tract	3900

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3451 LAMBERT BRIDGE RD, MC DAVID, FL 32568-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1992
Deed Sale	Aug 1, 1992
Deed Document Number	0003229229
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3451 LAMBERT BRIDGE RD, MC DAVID, FL 32568-2104
Document Number	0081650317
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3451 LAMBERT BRIDGE RD MC DAVID FL 325682104, MC DAVID, FL 32568-2104

Mortgage

Document Number	0081650317
Date	Sep 16, 2019
Book Page	008165/000317
Instrument	81315

Lender

Name	CENTRAL CU/FL
Type	Credit Union
Address	PENSACOLA, FL 32522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,769 (+5.99%)	$258,276 (+4.94%) Land $4,590 Building $253,686
2024	$1,230.00 (+1.32%)
2023	$1,214.00 (+2.97%) Homeowner's exemption	$122,439 (+3%)	$246,122 (+9.69%) Land $4,590 Building $241,532
2022	$1,179.00 Homeowner's exemption	$118,873	$224,376 Land $4,845 Building $219,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EREC WATER SYSTEM serves 4,238 people · EPA ID FL1170718
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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