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3451 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3451 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,254 sqft · built 1999
Lot Size0.147 acres (6,382 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (May 2004)
Tax Bill$7,396 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN125-273-47-00

Property Details

APN / Parcel Number

Primary APN125-273-47-00
Alternative APN
  • 1252730900

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,254 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area6,382 sqft (0.147 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1252730900
Street Address3451 LAKE CIRCLE DR
CityFALLBROOK
StateCA
Zip92028-7839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 103 PAR B OF DOC98-515051 IN LOT 102&IN TR 012710
Legal SubdivisionSAN DIEGO #4249-2
Legal Tract012710
Legal Block1
Legal Lot Number102,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records · APN 125-273-47-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3451 LAKE CIRCLE DR, FALLBROOK, CA 92028-7839
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2004 · Amount on Record
Deed SaleMay 20, 2004 · Amount on Record
Prior SaleMar 24, 2000 · Amount on Record
Deed Document Number2004463454
Prior Transfer DateJan 14, 2002
Prior Transfer Doc0000089057
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3451 LAKE CIRCLE DR, FALLBROOK, CA 92028-7839
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 LAKE CIRCLE DR, FALLBROOK, CA 92028-7839

Mortgage

Document Number0000652270
DateSep 15, 2021
Instrument2021-0652270
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3451 LAKE CIRCLE DR, FALLBROOK, CA 92028-7839
Document Number0000487575
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 05, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3451 LAKE CIRCLE DR FALLBROOK CA 920287839, FALLBROOK, CA 92028-7839

Mortgage

Document Number0000487575
DateOct 28, 2019
Instrument487575
Lender
NameBANK OF AMERICA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$725,073 (+2%) Land $263,135 Building $461,938
2025$7,396.00 (+4.27%) Homeowner's exemption$710,857 (+4.04%) Land $257,976 Building $452,881
2023$7,093.00 (+1.75%) Homeowner's exemption$683,255 Land $247,959 Building $435,296
2022$6,971.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 537 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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