3451 Feathergrass Ct, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3451 Feathergrass Ct, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,064 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$304,800 (Jan 2019)
Tax Bill$6,901 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292632329700010520

Property Details

APN / Parcel Number

Primary APN292632329700010520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,064 sqft Heated Area
Gross Area2,644 sqft
1st Floor Area2,064 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
Garage Area438 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Porch
Porch Area142 sqft
Patio Area750 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3451 FEATHERGRASS CT
CityHARMONY
StateFL
Zip34773-6055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 52
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionWATERSIDE AT HARMONY BY MERITAGE
Legal Tract3297
Legal Lot Number52
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329700010520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3451 FEATHERGRASS CT, HARMONY, FL 34773-6055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jan 31, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2019 · Amount on Record
Deed SaleJan 31, 2019 · Amount on Record
Deed Document Number2019012578
Deed Book / Page5470 / 1242
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3451 FEATHERGRASS CT, HARMONY, FL 34773-6055
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 FEATHERGRASS CT, HARMONY, FL 34773-6055

Mortgage

Document Number0059710088
DateJun 02, 2021
Book Page5971/88
Instrument2021085088
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2019
Property Address3451 FEATHERGRASS CT, HARMONY, FL 34773-6055
Document Number0054701242
Book / Page5470 / 1242
Map ReferenceMB 25 PG 76-82
Instrument DateJan 30, 2019
Instrument2019012578
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,133.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 FEATHERGRASS DR, SAINT CLOUD, FL 34773-6055

Mortgage

Document Number2019012579
DateJan 31, 2019
Instrument2019012579
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,901.00 (+7.09%) Homeowner's exemption$316,642 (+6.26%)$386,800 (+2.63%) Land $65,000 Building $321,800
2023$6,444.00 (+7.67%) Homeowner's exemption$298,001 (+3%)$376,900 (+12.71%) Land $60,000 Building $316,900
2022$5,985.00 Homeowner's exemption$289,322$334,400 Land $60,000 Building $274,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire LikelihoodAbout 1 in 84 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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