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3451 Farrish Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3451 Farrish Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,557 sqft · built 1961
Lot Size2.01 acres (87,556 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Jun 2014)
Tax Bill$2,224 (2024)
Deeds & MortgagesApr 2018 Line of Credit
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN01-4N-30-0000-00300-0000

Property Details

APN / Parcel Number

Primary APN01-4N-30-0000-00300-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,557 sqft Heated Area
Gross Area3,703 sqft
1st Floor Area2,557 sqft
Utility Area84 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialShingle
Lot Area87,556 sqft (2.01 acres)
Lot Dimensions2,370 ft deep x 3,690 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area512 sqft
Stable1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number014N300000003000000
Street Address3451 FARRISH RD
CityJAY
StateFL
Zip32565-2827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATED FOR 2020* COM NE CORNER OF NW4 OF SE4 OF SECTION 1 TOWNSHIP 4 NORTH RANGE 30 WEST THN S0*0'0E ON QTR LN
Legal Range30W
Legal Township04N
Legal Section01
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3014
Census Tract10200

Owner

3451 Farrish Rd is owned by an individual who acquired it in August 2020.

Source: Santa Rosa County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 966, JAY, FL 32565-0966
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2018Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Aug 25, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2014 · Amount on File
Deed SaleJun 23, 2014 · Amount on File
Prior SaleJun 23, 2014 · Amount on File
Deed Document Number0033511832
Deed Book / Page003351 / 001832
Last Transfer DateAug 25, 2020
Transfer Doc0039941935
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3451 FARRISH RD, JAY, FL 32565-2827
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037171242
DateApr 10, 2018
Book Page3717/1242
Instrument201814125
Lender
NameUNITED BANK
TypeBank
AddressATMORE, AL 36502
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 9, 2038

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 25, 2020
Property Address3451 FARRISH RD, JAY, FL 32565-2827
Document Number0039941935
Book / Page003994 / 001935
Instrument DateJul 2, 2020
Instrument43514
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 966 JAY FL 325650966, JAY, FL 32565-0966

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,224.00 (+2.68%)$181,023 (+1.84%) Land $24,120 Building $156,903$181,023 (+1.84%) Land $24,120 Building $156,903
2023$2,166.00 (+2.95%)$177,758 (-1.12%) Land $24,120 Building $153,638$177,758 (-1.12%) Land $24,120 Building $153,638
2022$2,104.00$179,777$179,777 Land $24,120 Building $155,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3451 Farrish Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3451 Farrish Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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