3451 E Rutherford Dr, Ontario, CA 91761 Property Records

San Bernardino County property record for 3451 E Rutherford Dr, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 3,115 sqft · built 2017
Lot Size	0.143 acres (6,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$933,500 (Jan 2025)
Tax Bill	$13,448 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2022 Mortgage + 15 more
Flood Zone	Zone X (minimal risk)
APN	`0218-443-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-443-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,115 sqft Living Area
Gross Area	3,749 sqft
1st Floor Area	1,521 sqft
2nd Floor Area	1,594 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,230 sqft (0.143 acres)
View / Lot	Valley
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3451 E RUTHERFORD DR
City	ONTARIO
State	CA
Zip	91761-3824
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18992 LOT 120 BOOK 342 PAGE 95 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18992
Legal Tract	18992
Legal Block	3
Legal Lot Number	120
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3030
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Mar 16, 2018	Loan Modification, Mortgage FIRST AMERICAN TITLE
Feb 7, 2018	Loan Modification, Mortgage FIRST AMERICAN TITLE
Dec 19, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Nov 9, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD
Oct 17, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Sep 22, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Aug 9, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Jul 18, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Jun 1, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Apr 24, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Apr 5, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE
Mar 27, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 27, 2017	Grant Deed, Transfer · Conventional Mortgage IMORTGAGE.COM INC
Jan 18, 2017	Loan Modification, Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20258003
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	0000125549
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824

Mortgage

Document Number	0000013588
Date	Jan 19, 2023
Instrument	2023-0013588

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8367 MYRTLE LN, LIBERTY TOWNSHIP, OH 45044-8385

Mortgage

Document Number	0000237235
Date	Jul 6, 2022
Instrument	2022-0237235

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 28, 2021
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000248039
Map Reference	MB 342 PG 95-103
Instrument Date	May 4, 2021
Instrument	2021-0248039
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824

Mortgage

Document Number	0000248040
Date	May 28, 2021
Instrument	2021-0248040

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000097248
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000057030
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000543675
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000485044
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000433804
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000396811
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000326324
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000294365
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000232323
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000175807
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000144439
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 27, 2017
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000125549
Instrument Date	Mar 2, 2017
Instrument	125549
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3451 E RUTHERFORD DR ONTARIO CA 917613824, ONTARIO, CA 91761-3824

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 27, 2017
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000125550
Map Reference	MB342 PG95-103
Instrument Date	Feb 13, 2017
Instrument	2017-0125550
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE CORONA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 ERUTHERFORD DR, ONTARIO, CA 91761

Mortgage

Document Number	0000125551
Date	Mar 27, 2017
Instrument	2017-0125551

Lender

Name	IMORTGAGE.COM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	3451 E RUTHERFORD DR, ONTARIO, CA 91761-3824
Document Number	0000029030
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,171 (+13.87%) Land $333,260 Building $618,911
2025	$13,448.00 (+5.65%) Homeowner's exemption	$836,180 (+4.04%) Land $292,664 Building $543,516
2023	$12,729.00 (+0.95%) Homeowner's exemption	$803,710 Land $281,299 Building $522,411
2022	$12,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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