Stearns County property record for 34503 Overton Rd, Melrose, MN 56352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2009 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,208 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-07076-0005 |
| Primary APN | 12-07076-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,747 sqft |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 34503 OVERTON RD |
|---|---|
| City | MELROSE |
| State | MN |
| Zip | 56352-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00A S 250' OF E 348.43' OF SE4NE4 SECTION 21 TOWNSHIP 125 RANGE 033 SECTION 21 TOWNSHIP 125 RANGE 033 |
| Legal Range | 33W |
| Legal Township | 125 |
| Legal Section | 21 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | GROVE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 10500 |
34503 Overton Rd is owned and occupied by an individual who acquired it in October 2016.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34503 OVERTON RD, MELROSE, MN 56352-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2016 |
| Transfer Doc | 00A1480083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 16, 2026 |
| Property Address | 34503 OVERTON RD, MELROSE, MN 56352-8115 |
| Document Number | 0001721022 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20261721022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 34503 OVERTON RD, MELROSE, MN 56352-8115 |
| Document Number | 0001721022, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20261721022 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 34503 Overton Rd was $2,208.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Grove Township |
| Unified School District | Melrose Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,208.00 | $332,900 (+8.01%) Land $51,400 Building $281,500 | $332,900 (+8.01%) Land $51,400 Building $281,500 |
| 2025 | $308,200 Land $48,100 Building $260,100 | $308,200 Land $48,100 Building $260,100 | |
| 2023 | $1,956.00 | $277,900 Land $48,000 Building $229,900 | $277,900 Land $48,000 Building $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34503 Overton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 34503 Overton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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