34500 Washington Loop Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 34500 Washington Loop Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,687 sqft · built 1988
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Nov 2022)
Tax Bill	$11,468 (2025)
Deeds & Mortgages	Sep 2025 Transfer Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402423177003`

Property Details

APN / Parcel Number

Primary APN	`402423177003`
Alternative APNs	`00730710000001` `10004627138`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,687 sqft Living Area
Gross Area	4,856 sqft
1st Floor Area	3,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	651 sqft

Exterior Amenities

Pool Area	44 sqft
Porch	Enclosed/Screened Porch
Porch Area	518 sqft
Shed	1 Shed
Shed Area	195 sqft
Loading Dock	150 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00730710000001
Street Address	34500 WASHINGTON LOOP RD
City	PUNTA GORDA
State	FL
Zip	33982-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	23 40 24 LT23 10 AC. M/L SHELL CREEK HIGHLANDS 557/1604 PR#77-335 923/1344 E1070/1859 DC3925/1780-RJL JR 3925/1783 4354/1079 5065/1191
Legal Range	24E
Legal Township	40S
Legal Section	23
Legal Subdivision	M/L SHELL CREEK HIGHLANDS
Legal Tract	ZZZ
Legal Lot Number	23
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20223166803
Deed Book / Page	5065 / 1191
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	0039251783
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 22, 2025
Property Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703
Document Number	0003570480
Map Reference	MB 923 PG 1342
Instrument Date	Sep 16, 2025
Instrument	3570480
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9596 ARNAZ CIR, PORT CHARLOTTE, FL 33981-4005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 3, 2022
Property Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703
Document Number	0050651191
Book / Page	5065 / 1191
Map Reference	MB 2 PG 44
Instrument Date	Nov 1, 2022
Instrument	3166803
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34500 WASHINGTON LOOP RD, 34500, PUNTA GORDA, FL 33982-8703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15364 ACORN CIR, PORT CHARLOTTE, FL 33981-4209

Mortgage

Document Number	0050651192
Date	Nov 3, 2022
Instrument	5065/1192

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044860859
Date	Sep 24, 2019
Book Page	4486/0859
Instrument	2746404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 4, 2018
Property Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703
Document Number	0043541079
Book / Page	4354 / 1079
Map Reference	MB2 PG44
Instrument Date	Aug 23, 2018
Instrument	2642715
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 WICK RD, 234, SLIPPERY ROCK, PA 16057-1830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34500 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-8703
Investor	Possibly a Property Investor

Mortgage

Document Number	0002642716
Date	Sep 4, 2018
Instrument	2642716

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,468.00 (-8.48%)	$760,206 (+1.26%) Land $255,000 Building $505,206	$760,206 (+30.4%) Land $255,000 Building $505,206
2024	$12,531.00 (-1.78%)	$750,761 (+1.37%)	$582,981 (+1.34%) Land $300,000 Building $282,981
2023	$12,758.00 (+192.08%)	$740,630 (+193.15%)	$575,275 (-3.66%) Land $280,000 Building $295,275
2022	$4,368.00 Homeowner's exemption	$252,646	$597,144 Land $204,000 Building $393,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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