3450 Stoneway Ct, Champaign, IL 61822 Property Records

Champaign County property record for 3450 Stoneway Ct, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Oct 2025)
Tax Bill	$2,740 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-421-039`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-421-039`

Exterior

Lot Area	5,900 sqft (0.135 acres)

Location & Zoning

Street Address	3450 STONEWAY CT
City	CHAMPAIGN
State	IL
Zip	61822-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 407D BOULDER RIDGE 4TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	BOULDER RIDGE 4TH SUB
Legal Lot Number	407D
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

Source: Champaign County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Apr 27, 2018	Deed of Trust, Mortgage · Conventional with PMI FISHER NAT'L BK
May 8, 2018	Grant Deed, Foreclosure FIRST CMNTY TITLE
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/MAPLE PARK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	202515129
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 6, 2025
Property Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407
Document Number	0000015129
Map Reference	DOC 2005R30632
Instrument Date	Oct 3, 2025
Instrument	2025R15129
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407

Mortgage

Document Number	0000015130
Date	Oct 6, 2025
Instrument	2025R15130

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000015131
Date	Oct 6, 2025
Instrument	2025R15131

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT LOUIS, MO 63126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021469
Date	Dec 20, 2019
Instrument	2019R21469

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Dec 31, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407
Document Number	0000007267
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 NICKLAUS DR CHAMPAIGN IL 618221166, CHAMPAIGN, IL 61822-1166

Mortgage

Document Number	0000007267
Date	May 8, 2018
Instrument	7267

Lender

Name	FISHER NAT'L BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2043

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 8, 2018
Property Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407
Document Number	0000007266
Instrument Date	Apr 27, 2018
Instrument	7266
Transaction Type	Foreclosure
Record Updated	May 28, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$114.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3450 STONEWAY CT CHAMPAIGN IL 618222407, CHAMPAIGN, IL 61822-2407

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3450 STONEWAY CT, CHAMPAIGN, IL 61822-2407
Document Number	0000003107
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	149 COUNTY ROAD 2300 N MAHOMET IL 618538902, MAHOMET, IL 61853-8902

Mortgage

Document Number	0000003107
Date	Mar 2, 2018
Instrument	3107

Lender

Name	FIRST ST BK/MAPLE PARK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 (+12.21%) Land $9,530 Building $32,470	$126,000 (+12.21%) Land $28,590 Building $97,410
2024	$2,740.00 (+17.09%) Homeowner's exemption	$37,430 (+19.01%) Land $8,490 Building $28,940	$112,290 (+19.01%) Land $25,470 Building $86,820
2022	$2,340.00 Homeowner's exemption	$31,450 Land $7,130 Building $24,320	$94,350 Land $21,390 Building $72,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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