3450 Spencerville Rd, Lima, OH 45805 Property Records

Allen County property record for 3450 Spencerville Rd, Lima, OH 45805

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft · built 1921
Lot Size1.44 acres (62,726 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Oct 2006)
Tax Bill$1,655 (2025)
Deeds & MortgagesSep 2018 Transfer
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-0401-04-008.000

Property Details

APN / Parcel Number

Primary APN46-0401-04-008.000
Alternative APN
  • L3546040104008000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
Gross Area1,984 sqft
1st Floor Area992 sqft
Basement Area992 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area62,726 sqft (1.44 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area80 sqft
Canopy16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address3450 SPENCERVILLE RD
CityLIMA
StateOH
Zip45805-3646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE 1/4 RTS 06-04-04
JurisdictionALLEN OH
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2003
Census Tract11800

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3450 SPENCERVILLE RD, LIMA, OH 45805-3646
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 14, 2017Deed of Trust, Mortgage · Line of Credit
OSGOOD ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2006 · Amount on Record
Deed SaleOct 11, 2006 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number20069991
Deed Book / Page2006 / 9991
Last Transfer DateSep 25, 2018
Transfer Doc9280011126
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEN OH
Recording DateSep 28, 2018
Property Address3450 SPENCERVILLE RD, LIMA, OH 45805-3646
Document Number0000011126
Instrument DateSep 25, 2018
Instrument11126
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address407 W SPRING ST LIMA OH 458014836, LIMA, OH 45801-4836

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3450 SPENCERVILLE RD, LIMA, OH 45805-3646
Document Number0000001739
Book / Page002017 / 001739
Instrument DateFeb 14, 2017
Transaction TypeMortgage
Record UpdatedJul 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3450 SPENCERVILLE RD LIMA OH 458053646, LIMA, OH 45805-3646

Mortgage

Document Number0000001739
DateFeb 17, 2017
Book Page002017/001739
Instrument1739
Lender
NameOSGOOD ST BK
TypeBank
AddressFT LORAMIE, OH 45845
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionShawnee Township
Unified School DistrictShawnee Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,655.00 (+0.06%)$33,220 (-) Land $13,200 Building $20,020$94,900 (-) Land $37,700 Building $57,200
2024$1,654.00 (+5.82%)$33,220 (+19.97%) Land $13,200 Building $20,020$94,900 (+19.97%) Land $37,700 Building $57,200
2023$1,563.00 (-0.76%)$27,690 (-) Land $10,990 Building $16,700
2022$1,575.00$27,690 Land $10,990 Building $16,700
2021$79,100 Land $31,400 Building $47,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims26 (1978–2019)
Claims Outside the SFHA6 of 26
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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