3450 Saint Clovis Ln, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3450 Saint Clovis Ln, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1954
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Apr 2010)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13L-13-0425`

Property Details

APN / Parcel Number

Primary APN	`13L-13-0425`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
View / Lot	Cul-De-Sac
Garage Type	Carport
Garage Area	374 sqft
Carport	Carport
Carport Area	374 sqft
Parking Spaces	1 Parking Space
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3450 SAINT CLOVIS LN
City	SAINT ANN
State	MO
Zip	63074-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	ST ANN HILLS 5TH ADDITION LOT 52
Legal Subdivision	ST ANN HILLS 5TH ADDITION
Legal Lot Number	52
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	4
Census Block	4003
Census Tract	214800

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2010 · Amount on Record
Deed Sale	Apr 6, 2010 · Amount on Record
Deed Document Number	2010198
Deed Book / Page	18864 / 1025
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821

Mortgage

Document Number	2023090600121
Date	Sep 6, 2023
Instrument	2023090600121

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2063

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821

Mortgage

Document Number	2022100700529
Date	Oct 7, 2022
Instrument	2022100700529

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821

Mortgage

Document Number	0245980527
Date	Jan 19, 2021
Book Page	24598/527
Instrument	2021011900963

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,890 (-) Land $5,020 Building $21,870	$141,500 (-) Land $26,400 Building $115,100
2025	$2,423.00 (+9.64%)	$26,890 (+19.56%) Land $5,020 Building $21,870	$141,500 (+19.51%) Land $26,400 Building $115,100
2024	$2,210.00 (+2.98%)
2023	$2,146.00 (+15.69%)	$22,490 (+24.74%) Land $4,290 Building $18,200	$118,400 (+24.76%) Land $22,600 Building $95,800
2022	$1,855.00	$18,030 Land $3,720 Building $14,310
2021			$94,900 Land $19,600 Building $75,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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