3450 Ridge Rd, Springfield, OH 45502 Property Records

Clark County property record for 3450 Ridge Rd, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,433 sqft · built 1991
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,000 (Sep 2023)
Tax Bill	$5,461 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-07-00007-000-038`

Property Details

APN / Parcel Number

Primary APN	`300-07-00007-000-038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	2,894 sqft
1st Floor Area	1,320 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	220,414 sqft (5.06 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	461 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	374 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3450 RIDGE RD
City	SPRINGFIELD
State	OH
Zip	45502-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT N E QR
Legal Range	9W
Legal Township	5N
Legal Section	7
Legal Lot Number	38
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4019
Census Tract	2200

Owner

Source: Clark County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3450 RIDGE RD, SPRINGFIELD, OH 45502-2520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202311028
Deed Book / Page	2228 / 4185
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3450 RIDGE RD, SPRINGFIELD, OH 45502-2520
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 RIDGE RD, SPRINGFIELD, OH 45502-2520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004175
Date	Mar 30, 2026
Book Page	2266/3386
Instrument	202600004175

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Sep 29, 2023
Property Address	3450 RIDGE RD, SPRINGFIELD, OH 45502-2520
Document Number	0000011028
Book / Page	2228 / 4185
Instrument Date	Sep 25, 2023
Instrument	202300011028
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3450 RIDGE RD, SPRINGFIELD, OH 45502-2520

Mortgage

Document Number	0000011029
Date	Sep 29, 2023
Instrument	202300011029

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3450 RIDGE RD, SPRINGFIELD, OH 45502-2520
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006622
Date	Jun 16, 2023
Book Page	2224/5190
Instrument	202300006622

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,420 (+45.74%) Land $33,660 Building $121,760	$444,040 (+45.74%) Land $96,160 Building $347,880
2024	$5,461.00 (+14.78%)
2023		$106,640 (-) Land $24,370 Building $82,270
2022	$4,758.00 Homeowner's exemption	$106,640 Land $24,370 Building $82,270	$304,680 Land $69,620 Building $235,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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