Shelby County property record for 3450 Oak Rd, Bartlett, TN 38135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,424 sqft · built 1945 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Dec 2016) |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B0-157-J-00130 |
| Primary APN | B0-157-J-00130 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cottage |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 436 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 180 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3450 OAK RD |
|---|---|
| City | BARTLETT |
| State | TN |
| Zip | 38135-2571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-18 |
| Legal Description | ES OAK RD |
| Legal Subdivision | CORDES ELLENDALE HWY |
| Legal Block | A |
| Legal Lot Number | 41 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20633 |
3450 Oak Rd is owned and occupied by an individual who bought it in December 2016.
Source: Shelby County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3450 OAK RD, BARTLETT, TN 38135-2571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WOLFE FIN'L |
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on File |
| Deed Sale | Dec 28, 2016 · Amount on File |
| Prior Sale | Jun 9, 2004 · Amount on File |
| Deed Document Number | 2016131667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3450 OAK RD, BARTLETT, TN 38135-2571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022118243 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 22118243 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3450 OAK RD, BARTLETT, TN 38135-2571 |
| Document Number | 0020139780 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3450 OAK RD BARTLETT TN 381352571, BARTLETT, TN 38135-2571 |
| Document Number | 0020139780 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 20139780 |
| Name | WOLFE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ASHEBORO, NC 27203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3450 OAK RD, BARTLETT, TN 38135-2571 |
| Document Number | 0000047309 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3450 OAK RD BARTLETT TN 381352571, BARTLETT, TN 38135-2571 |
| Document Number | 0000047309 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 47309 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | CORDOVA, TN 38018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3450 Oak Rd was $1,172.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Bartlett City |
| County | Shelby County |
| Unified School District | Bartlett City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 | $43,575 Land $15,725 Building $27,850 | $174,300 Land $62,900 Building $111,400 |
| 2023 | $36,750 Land $12,950 Building $23,800 | ||
| 2022 | $1,245.00 | ||
| 2021 | $147,000 Land $51,800 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3450 Oak Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1980–2014) |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3450 Oak Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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