3450 Montecito Ave, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 3450 Montecito Ave, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,698 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$1,250,000 (Oct 2021)
Tax Bill	$15,451 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181-370-001-000`

Property Details

APN / Parcel Number

Primary APN	`181-370-001-000`
Alternative APN	`181-370-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	1,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	181-370-001
Street Address	3450 MONTECITO AVE
City	SANTA ROSA
State	CA
Zip	95404-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	REMAP FROM 145-290-001-000 - 09/13/97
Legal Subdivision	HAPPY VALLEY SUBDIVISION #1
Legal Block	3
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3006
Census Tract	152300

Owner

3450 Montecito Ave is owner-occupied and held in a trust since October 2021.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3450 MONTECITO AVE, SANTA ROSA, CA 95404-2627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 26, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	2021115814
Prior Transfer Date	May 27, 1994
Prior Transfer Doc	0000071916
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 21, 2021
Property Address	3450 MONTECITO AVE, SANTA ROSA, CA 95404-2627
Document Number	0000115814
Map Reference	MB 58 PG 9-11
Instrument Date	Sep 21, 2021
Instrument	2021115814
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3450 MONTECITO AVE, SANTA ROSA, CA 95404-2627

Mortgage

Document Number	0000115815
Date	Oct 21, 2021
Instrument	2021115815

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Sep 26, 2018
Property Address	3450 MONTECITO AVE, SANTA ROSA, CA 95404-2627
Document Number	0000067613
Instrument Date	Sep 24, 2018
Instrument	67613
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3450 MONTECITO AVE SANTA ROSA CA 954042627, SANTA ROSA, CA 95404-2627

Tax Assessment & Valuation

The 2025 property tax bill for 3450 Montecito Ave was $15,451 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,040 (+2%) Land $541,216 Building $811,824
2025	$15,451.00 Homeowner's exemption	$1,326,510 Land $530,604 Building $795,906
2023	$14,659.00 (+4.18%) Homeowner's exemption	$1,275,000 Land $510,000 Building $765,000
2022	$14,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3450 Montecito Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3450 Montecito Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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