Osceola County property record for 3450 Kaiser Ave, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Commercial > Retail > Homes (Retired, Handicap, Rest, Convalescent, Nursing) |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2007 |
| Square Footage | 1,316 sqft Gross Area |
| Lot Size | 86,335 sqft (1.98 acres) |
| Last Sale | $481,000 (2025) |
| Tax Bill | $2,049.00 (2025) |
| Primary APN | 25-26-30-5080-0001-0785 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,316 sqft Gross Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 86,335 sqft (1.98 acres) |
| Porch Area | 224 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3450 KAISER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7311 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Homes (Retired, Handicap, Rest, Convalescent, Nursing) |
| Legal Description | ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 BEG AT NE COR LOT 78, W 644.17 FT TO NW COR, S 120.45 FT, S 87 DEG E 644.66 FT, N 150 FT TO POB LESS E 5 FT & SUBJ TO RD R/W OVER E 10 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 785 |
| Legal Lot Number | 78 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43304 |
Source: Osceola County records · APN 25-26-30-5080-0001-0785
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Feb 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Apr 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on Record |
| Deed Sale | Apr 30, 2025 · Amount on Record |
| Deed Doc Number | 202554466 |
| Deed Book / Page | 6779 / 1778 |
| Prior Transfer Date | Jan 21, 2000 |
| Prior Transfer Doc | 1714001432 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Document Number | 0000095048 |
| Book / Page | 7006 / 2686 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202695048 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Document Number | 0000095049, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202695049 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Document Number | 0058902709 |
|---|---|
| Date | Feb 15, 2021 |
| Book Page | 5890/2709 |
| Instrument | 2021021337 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 30, 2025 |
| Property Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Document Number | 0067791778 |
| Book / Page | 6779 / 1778 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025054466 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,367.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702121, SAINT CLOUD, FL 34770-2121 |
| Name | Verified Name |
|---|---|
| Address | 3450 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Document Number | 0067791780 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 6779/1780 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,049.00 (+27.5%) | $137,329 (+24.03%) | $205,800 (+13.26%) Land $100,100 Building $105,700 |
| 2023 | $1,607.00 (+5.93%) Homeowner's exemption | $110,723 (+3%) | $181,700 (+11.34%) Land $99,100 Building $82,600 |
| 2022 | $1,517.00 Homeowner's exemption | $107,499 | $163,200 Land $79,300 Building $83,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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