3450 E Side Hwy, Grottoes, VA 24441 Property Records

Augusta County property record for 3450 E Side Hwy, Grottoes, VA 24441

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 957 sqft · built 1979
Lot Size0.996 acres (43,386 sqft)
Owner2 Individual Names on Record
Last Sale$178,500 (Sep 2020)
Tax Bill$866 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN039 14N

Property Details

APN / Parcel Number

Primary APN039 14N
Alternative APNs
  • 2676905
  • 7529

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area957 sqft Living Area
Gross Area2,154 sqft
1st Floor Area957 sqft
Basement Area957 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area43,386 sqft (0.996 acres)
TerrainRolling
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3450 E SIDE HWY
CityGROTTOES
StateVA
Zip24441-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGENERAL AG
Legal Description39-14N W OF RT 340 ADJ N & W R R .996 ACRES
Legal SubdivisionCRIMORA
JurisdictionAUGUSTA VA
Township / Civil DivisionMIDDLE RIVER
Census Block Group2
Census Block2046
Census Tract70400

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3450 E SIDE HWY, GROTTOES, VA 24441-5020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Deed, Transfer · Stand-Alone First Mortgage
WATERSTONE MORTGAGE CORP
Apr 18, 2019Deed, Transfer · Stand-Alone First Mortgage
CITY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Prior SaleApr 18, 2019 · Amount on Record
Deed Document Number20207966
Record UpdatedOct 29, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionAUGUSTA VA
Recording DateSep 4, 2020
Property Address3450 E SIDE HWY, GROTTOES, VA 24441-5020
Document Number200007966
Instrument DateSep 2, 2020
Instrument200007966
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3450 E SIDE HWY, GROTTOES, VA 24441-5020

Mortgage

Document Number200007967
DateSep 4, 2020
Instrument200007967
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionAUGUSTA VA
Recording DateApr 18, 2019
Property Address3450 E SIDE HWY, GROTTOES, VA 24441-5020
Document Number190002708
Instrument DateApr 18, 2019
Instrument190002708
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3450 E SIDE HWY, GROTTOES, VA 24441-5020

Mortgage

Document Number190002709
DateApr 18, 2019
Instrument190002709
Lender
NameCITY NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.8%
Type Change DateMay 1, 2022
Max Rate At Change2.8%

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAugusta County
Unified School DistrictAugusta County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$866.00$166,700 (-) Land $60,000 Building $106,700
2025$166,700 (+32.93%) Land $60,000 Building $106,700
2024$166,700 (+32.93%) Land $60,000 Building $106,700
2023$790.00$125,400 Land $45,000 Building $80,400$125,400 Land $45,000 Building $80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2003–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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