3450 Cobblestone Ct, Spencer, OK 73084 Property Records

Oklahoma County property record for 3450 Cobblestone Ct, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 2004
Lot Size	0.212 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Apr 2004)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-412-1170`

Property Details

APN / Parcel Number

Primary APN	`12-412-1170`
Alternative APNs	`2489-12-412-1170` `R124121170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.212 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R124121170
Street Address	3450 COBBLESTONE CT
City	SPENCER
State	OK
Zip	73084-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE HOLLOW 001 018
Legal Range	02W
Legal Township	12N
Legal Section	23
Legal Quarter	NE
Legal Subdivision	COBBLESTONE HOLLOW
Legal Block	1
Legal Lot Number	18
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	4
Census Block	4012
Census Tract	108011

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3450 COBBLESTONE CT, SPENCER, OK 73084-3258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 14, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 10, 2018	Deed of Trust, Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2004 · Amount on Record
Deed Sale	Apr 7, 2004 · Amount on Record
Prior Sale	Apr 7, 2004 · Amount on Record
Deed Document Number	0092680593
Last Transfer Date	Aug 14, 2018
Transfer Doc	0138101621
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3450 COBBLESTONE CT, SPENCER, OK 73084-3258
Transaction Type	Mortgage
Record Updated	Jan 11, 2023
Title Company	NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001102145
Date	Jun 8, 2021
Book Page	14775/661
Instrument	2021060801102145

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Aug 14, 2018
Property Address	3450 COBBLESTONE CT, SPENCER, OK 73084-3258
Document Number	0138101621
Book / Page	013810 / 001621
Instrument Date	Aug 10, 2018
Instrument	11110790
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8547 NE 34TH PL SPENCER OK 730843255, SPENCER, OK 73084-3255

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3450 COBBLESTONE CT, SPENCER, OK 73084-3258
Document Number	0138101623
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 COBBLESTONE CT SPENCER OK 730843258, SPENCER, OK 73084-3258

Mortgage

Document Number	0138101623
Date	Aug 14, 2018
Book Page	013810/001623
Instrument	11110800

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (+7.52%) Homeowner's exemption	$15,042 (+6.1%) Land $1,857 Building $13,185	$202,500 (+7.14%) Land $25,000 Building $177,500
2023	$1,423.00 Homeowner's exemption	$14,177 Land $1,875 Building $12,302	$189,000 Land $25,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER serves 3,746 people · EPA ID OK2005509
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile.

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