3450 Clifton Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3450 Clifton Ave, Cincinnati, OH 45220

Property Summary

Property Type	Apartments (5+ Units)
Details	3,655 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$387,000 (Sep 2021)
Tax Bill	$11,276 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-0050-0118-00`

Property Details

APN / Parcel Number

Primary APN	`217-0050-0118-00`

Interior

Total Rooms	8 Rooms
Units	14 Units
Stories	3 Stories
Building Area	3,655 sqft
Basement Area	1,132 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	90 ft deep x 165 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3450 CLIFTON AVE
City	CINCINNATI
State	OH
Zip	45220-1707
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM12
Legal Description	3450 CLIFTON AVE 96.06 X 90 PT LOT 9 STICHTENOTH SUB
Legal Subdivision	STICHTENOTH SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	7000

Owner

3450 Clifton Ave, a residential property, is owned by a company that bought it in September 2021.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Company Name on File
Mailing Address	8595 BEECHMONT AVE, 103, CINCINNATI, OH 45255-4740
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTOPHER P FINNEY
Sep 13, 2022	Warranty Deed, Transfer · Commercial Mortgage CINCINNATI FSLA
Sep 24, 2021	Warranty Deed, Transfer · Commercial Mortgage BETTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Jun 8, 2006
Deed Document Number	2021115841
Deed Book / Page	14509 / 1447
Prior Transfer Date	Mar 24, 1997
Prior Transfer Doc	0000067541
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3450 CLIFTON AVE, CINCINNATI, OH 45220-1707
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEECHMONT AVE 103, 103, CINCINNATI, OH 45255-4740

Mortgage

Document Number	0000087583
Date	Sep 13, 2022
Book Page	14750/2066
Instrument	2022-0087583

Lender

Name	CHRISTOPHER P FINNEY
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 13, 2022
Property Address	3450 CLIFTON AVE, CINCINNATI, OH 45220-1707
Document Number	0000087438
Book / Page	14750 / 1389
Map Reference	MB 8-1 PG 34
Instrument Date	Sep 2, 2022
Instrument	2022-0087438
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEECHMONT AVE STE 103, 103, CINCINNATI, OH 45255-4740

Mortgage

Document Number	0000087439
Date	Sep 13, 2022
Instrument	2022-0087439

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2021
Property Address	3450 CLIFTON AVE, CINCINNATI, OH 45220-1707
Document Number	0000115841
Book / Page	14509 / 1447
Map Reference	MB 8-1 PG 34
Instrument Date	Sep 15, 2021
Instrument	2021-0115841
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEECHMONT AVE STE 103, 103, CINCINNATI, OH 45255-4740

Mortgage

Document Number	0000116422
Date	Sep 27, 2021
Book Page	14510/1560
Instrument	2021-0116422

Lender

Name	BETTER LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45245

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3450 Clifton Ave was $11,276, down 5.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,276.00 (-5.49%)	$135,451 (+%) Land $52,553 Building $82,898	$387,000 Land $150,150 Building $236,850
2024	$11,931.00 (+6.32%)	$135,449 (-) Land $52,552 Building $82,897
2023	$11,222.00 (+120.56%)	$135,449 (+140.59%) Land $52,552 Building $82,897	$387,000 Land $150,150 Building $236,850
2022	$5,088.00 Homeowner's exemption	$56,298 Land $33,688 Building $22,610
2020			$160,850 Land $96,250 Building $64,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3450 Clifton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3450 Clifton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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