3450 Bumann Rd, #1-2, Encinitas, CA 92024 Property Records

San Diego County property record for 3450 Bumann Rd, #1-2, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 8,319 sqft · built 2005
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Sep 2010)
Tax Bill	$30,210 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`264-101-62-00`

Property Details

APN / Parcel Number

Primary APN	`264-101-62-00`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Building Area	8,319 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	47,916 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	3450 BUMANN RD, 1-2
City	ENCINITAS
State	CA
Zip	92024-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM09274
Legal Subdivision	MCMILLIN OTAY RANCH SPA 1 PHASE 1 UNIT 2
Legal Tract	9274
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1028
Census Tract	17112

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3450 BUMANN RD, ENCINITAS, CA 92024-5715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2010 · Amount on Record
Deed Sale	Sep 1, 2010 · Amount on Record
Prior Sale	May 4, 1990 · Amount on Record
Deed Document Number	2010457386
Last Transfer Date	Apr 8, 2013
Transfer Doc	0000230887
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3450 BUMANN RD # 1-2, 1-2, ENCINITAS, CA 92024-5715
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 BUMANN RD, ENCINITAS, CA 92024-5715

Mortgage

Document Number	0000204491
Date	Mar 16, 2021
Instrument	2021-0204491

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3450 BUMANN RD # 1-2, 1-2, ENCINITAS, CA 92024-5715
Document Number	0000413860
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3450 BUMANN RD ENCINITAS CA 920245715, ENCINITAS, CA 92024-5715

Mortgage

Document Number	0000413860
Date	Oct 4, 2018
Instrument	413860

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,857,226 (+2%) Land $942,357 Building $1,914,869
2025	$30,210.00 (+6.1%) Homeowner's exemption	$2,801,203 (+4.04%) Land $923,880 Building $1,877,323
2023	$28,472.00 (+2.02%) Homeowner's exemption	$2,692,430 Land $888,005 Building $1,804,425
2022	$27,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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