345 Winter St, Winter Garden, FL 34787 Property Records

Orange County property record for 345 Winter St, Winter Garden, FL 34787 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1963
Square Footage600 sqft Living Area
Lot Size7,506 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2026)
Tax Bill$211.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-22-27-7948-07-090
Alternative APNs
  • 272223794807090
  • 120020
  • 120803
  • 122179

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms1 Rooms
Building Area600 sqft Living Area
Gross Area808 sqft Gross Area
1st Floor600 sqft 1st Floor
Stories1 Stories
Utility Area96 sqft Utility Area
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1963
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,506 sqft (0.172 acres)
Shed1 Shed
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemConvection Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address345 WINTER ST
CityWINTER GARDEN
StateFL
Zip34787-3694
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSHADOW LAWN L/125 LOT 9 BLK G
Legal Range27E
Legal Township22S
Legal Section23
Legal SubdivisionSHADOW LAWN
Legal Tract7948
Legal BlockG
Legal Lot Number9
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3026
Census Tract17402

Owner

Source: Orange County records · APN 23-22-27-7948-07-090

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address345 WINTER ST, WINTER GARDEN, FL 34787-3694
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleSep 02, 2025 · Amount on Record
Deed Doc Number2026334570
Transfer Doc6508006826
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 16, 2026
Property Address345 WINTER ST, WINTER GARDEN, FL 34787-3694
Document Number0000334570
Instrument DateJun 08, 2026
Instrument2026334570
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanySOUTHERN TITLE AND ABSTRACT, SOUTHERN TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$201,495.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 WINTER ST, WINTER GARDEN, FL 34787-3694

Mortgage

Document Number0000334571,
DateJun 16, 2026
Instrument2026334571
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$139,490 (+267.31%) Land $112,590 Building $26,900$139,490 (-) Land $112,590 Building $26,900
2025$211.00 (+11.64%) Homeowner's exemption$37,976 (+5.99%)$139,490 (+15.13%) Land $112,590 Building $26,900
2024$189.00 (+9.88%)
2023$172.00 (+10.26%) Homeowner's exemption$35,831 (+3%)$121,161 (+35.74%) Land $97,578 Building $23,583
2022$156.00 Homeowner's exemption$34,787$89,257 Land $67,554 Building $21,703

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Winter St

Nearby Streets

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